FinWise Bank SBA Loans – Rates, States & Industries

FinWise Bank SBA 7(a) loan profile. $91.3M funded, 84 loans at 10.08% avg rate. See top states, industries & how to apply.

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FinWise Bank

National Rank by SBA 7(a) Loan Volume (2025)
$91.3M
Total Volume
84
Loans Funded
$1.1M
Avg Loan Size
10.08%
Avg Interest Rate

About FinWise Bank

In 2025, FinWise Bank funded $91.3M in SBA 7(a) loans across 84 businesses nationwide, making them the #74 SBA lender in the United States by loan volume.

💡 Key Insight: FinWise Bank’s average loan size is $1.1M at an average rate of 10.08%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Top States for FinWise Bank SBA Loans

FinWise Bank is most active in New York, with lending activity across multiple states. Here’s where they funded the most SBA 7(a) loans in 2025:

StateLoansVolume
New York43$50.7M
New Jersey17$12.5M
Florida10$8.7M
Pennsylvania2$5.8M
Nevada2$4.2M
California2$3.6M
Texas2$1.9M
Georgia2$1.4M
Maryland1$1.2M
Tennessee1$1.0M

Top Industries Funded by FinWise Bank

Here are the industries where FinWise Bank funded the most SBA 7(a) loans in 2025:

IndustryLoansVolume
Other Miscellaneous Durable Goods Merchant Wholesalers4$6.0M
Nursing Care Facilities1$5.0M
Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler1$5.0M
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal2$4.5M
Automotive Body, Paint, and Interior Repair and Maintenance2$4.0M
Ambulance Services1$4.0M
Offices of All Other Miscellaneous Health Practitioners2$3.5M
Scheduled Passenger Air Transportation1$3.2M
Caterers1$3.2M
Other Accounting Services2$3.1M

How to Get an SBA Loan Through FinWise Bank

Applying for an SBA 7(a) loan through FinWise Bank typically involves:

  1. Pre-qualification — Determine if your business meets SBA eligibility requirements
  2. Documentation — Gather financial statements, tax returns, and a business plan
  3. Application — Submit through FinWise Bank or work with an SBA loan broker for faster processing
  4. Underwriting — The bank reviews your application and makes a decision
  5. Closing — Finalize terms and receive your funding

Ready to Apply for an SBA Loan?

Our brokers can help you access FinWise Bank and 2,000+ other SBA lenders to find the best rates and terms for your business.

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