Best Costa Mesa, CA SBA Lenders & Rates of 2026
Top SBA 7(a) lenders in Costa Mesa, California ranked by 2025 lending data.
52
SBA Loans Funded
$17M
Total Volume
10.42%
Avg Interest Rate
26
Active Lenders
Looking for an SBA loan in Costa Mesa, California? Based on 2025 FOIA data, 52 SBA 7(a) loans were funded in Costa Mesa totaling $17M. Below are the top lenders and industries receiving SBA funding in your area. See all California SBA lenders for statewide rankings.
Top 26 SBA Lenders in Costa Mesa, CA (2025 Data)
| # | Lender | Loans | Total Approved |
|---|---|---|---|
| 1 | JPMorgan Chase Bank | 6 | $2M |
| 2 | Live Oak Banking Company | 2 | $2M |
| 3 | City National Bank | 4 | $2M |
| 4 | First Internet Bank of Indiana | 2 | $2M |
| 5 | Heritage Bank Inc | 1 | $1M |
| 6 | The Huntington National Bank | 4 | $1M |
| 7 | Legacy Bank | 1 | $1M |
| 8 | The Bancorp Bank National Association | 1 | $764K |
| 9 | Customers Bank | 2 | $694K |
| 10 | VelocitySBA, LLC | 1 | $524K |
| 11 | FFB Bank | 2 | $505K |
| 12 | Readycap Lending, LLC | 3 | $444K |
| 13 | U.S. Bank | 6 | $438K |
| 14 | Celtic Bank Corporation | 3 | $379K |
| 15 | Southwestern National Bank | 1 | $350K |
| 16 | US Metro Bank | 1 | $350K |
| 17 | Merchants Bank of Indiana | 1 | $338K |
| 18 | Grasshopper Bank National Association | 1 | $250K |
| 19 | AMPAC Tri-State CDC, Inc. | 3 | $240K |
| 20 | Northeast Bank | 1 | $175K |
| 21 | BayFirst National Bank | 1 | $150K |
| 22 | Bank of America | 1 | $120K |
| 23 | Beach Cities Commercial Bank | 1 | $100K |
| 24 | American Business Bank | 1 | $100K |
| 25 | CenTrust Bank, A Division of SmartBiz Bank National Associat | 1 | $100K |
| 26 | Newtek Bank | 1 | $80K |
Top Industries Funded in Costa Mesa
| Industry | Loans | Total Approved |
|---|---|---|
| Caterers | 1 | $2M |
| Painting and Wall Covering Contractors | 2 | $2M |
| Snack and Nonalcoholic Beverage Bars | 2 | $1M |
| Plumbing, Heating, and Air-Conditioning Contractors | 3 | $1M |
| Fitness and Recreational Sports Centers | 3 | $1M |
| Baked Goods Stores | 1 | $1M |
| All Other Specialty Trade Contractors | 2 | $980K |
| Other Building Finishing Contractors | 2 | $980K |
| Engineering Services | 2 | $694K |
| Offices of Physical, Occupational and Speech Therapists, and Audiologi | 2 | $505K |
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