Best SBA Lenders in Deerfield Beach, FL (2026)
2025 FOIA data: top lenders, rates & industries for Deerfield Beach SBA loans
SBA Loans in Deerfield Beach, Florida
Looking for an SBA loan in Deerfield Beach, Florida? Based on 2025 FOIA data, 28 SBA 7(a) loans were funded in Deerfield Beach totaling $12.0M, supporting an estimated 333 jobs. With 15 active lenders competing for business in the Deerfield Beach market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Deerfield Beach is $427K at an average rate of 10.86%. The top lender in Deerfield Beach is Regions Bank, with the most-funded industry being Transportation Equipment and Supplies (except Motor Vehicle) Merchant. See all Florida SBA lenders for statewide rankings.
SBA Loans in Deerfield Beach by Business Type
Whether you’re starting a new business in Deerfield Beach, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 3% of SBA loans in Deerfield Beach (1 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 9% (2 loans) — if you’re looking to buy a business in Deerfield Beach, this is a proven use case for SBA financing. Existing businesses make up 88% and typically receive the most favorable terms.
Top SBA Lenders in Deerfield Beach, FL (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Deerfield Beach businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Regions Bank | $4.3M | 1 | 9% |
| 2 | Truist Bank | $2.9M | 1 | 6.68% |
| 3 | Northeast Bank | $1.3M | 6 | 11.08% |
| 4 | Live Oak Banking Company | $1.1M | 2 | 9.5% |
| 5 | United Community Bank | $700K | 1 | 10.25% |
| 6 | Newtek Bank, National Association | $385K | 5 | 10.7% |
| 7 | 4Front Credit Union | $350K | 1 | 8.75% |
| 8 | TD Bank, National Association | $260K | 3 | 10.58% |
| 9 | Celtic Bank Corporation | $150K | 1 | 10.25% |
| 10 | BayFirst National Bank | $150K | 1 | 12.75% |
The top lenders in Deerfield Beach have direct experience with local businesses and understand the Deerfield Beach market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Deerfield Beach and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Deerfield Beach
One 5-minute application. 15+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Deerfield Beach
These are the industries that received the most SBA 7(a) funding in Deerfield Beach in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Transportation Equipment and Supplies (except Motor Vehicle) Merchant | 1 | $4.3M |
| Full-Service Restaurants | 1 | $2.9M |
| Offices of Physical, Occupational and Speech Therapists, and Audiologi | 3 | $1.1M |
| Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | 1 | $700K |
| Construction Machinery Manufacturing | 1 | $350K |
| Limited-Service Restaurants | 1 | $350K |
| Other Construction Material Merchant Wholesalers | 1 | $300K |
| Other Computer Related Services | 1 | $250K |
| Advertising Agencies | 1 | $250K |
| Residential Remodelers | 1 | $200K |
Lenders with experience funding your specific industry in Deerfield Beach understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Deerfield Beach
Option 1: Apply directly to one of the top Deerfield Beach lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Deerfield Beach-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
