Best SBA Lenders in Nashville, TN – 2025 Rankings & Business Lending Insights
SBA Lending in Nashville: Market Overview
Nashville’s SBA lending market continues to surge, driven by explosive growth in healthcare, hospitality, construction, and professional services. From FY2020 through June 2025, SBA lenders approved 1,164 SBA 7(a) loans totaling $987 million, according to SBA FOIA data. Known for its fast-growing business community and strong post-pandemic recovery, Nashville has become one of the most active SBA regions in the Southeast. Both national and regional banks remain highly engaged, offering competitive loan terms for well-prepared borrowers.
Data Source: SBA FOIA 7(a) Loan Data (FY2020–June 2025).
Top SBA Lenders in Nashville (Ranked)
| Rank | Lender Name | Loan Count | Total Volume | Avg. Loan Size |
|---|---|---|---|---|
| 1 | BayFirst National Bank | 82 | $18.61M | $227K |
| 2 | The Huntington National Bank | 77 | $29.42M | $382K |
| 3 | Live Oak Banking Company | 72 | $86.93M | $1.21M |
| 4 | Wells Fargo Bank, N.A. | 68 | $27.65M | $406K |
| 5 | JPMorgan Chase Bank, N.A. | 62 | $28.88M | $466K |
| 6 | United Community Bank | 56 | $35.17M | $628K |
| 7 | Regions Bank | 51 | $33.96M | $666K |
| 8 | Truist Bank | 48 | $32.48M | $677K |
BayFirst continues to lead in total loan count, while Live Oak dominates in large SBA transactions—particularly in healthcare, franchise, and acquisition financing. United Community Bank and Regions Bank remain regional leaders, offering flexible structures for owner-operated and asset-backed deals.
Why Nashville Businesses Choose GoSBA Loans
The Nashville market rewards preparedness. Lenders prioritize experienced operators, verifiable cash flow, and sound deal structures. GoSBA Loans simplifies the SBA process by matching your business with the lenders best equipped to fund your transaction.
GoSBA Advantage:
- Strategic lender matching across national and regional SBA programs.
- Complete SBA-compliant financial packaging for faster approvals.
- Access to lenders that specialize in your specific industry.
- No cost to borrowers: GoSBA Loans is compensated by the lender after closing.
Outcome: Clean underwriting, faster decisions, and stronger approval odds.
SBA Loan Insights by Industry – Nashville
| Industry | Loan Count | Total Volume | Notes |
|---|---|---|---|
| Healthcare & Dental Practices | 78 | $61.14M | Nashville’s strongest SBA sector |
| Full-Service Restaurants | 63 | $42.76M | High lender activity citywide |
| Limited-Service Restaurants | 46 | $19.83M | Franchises and quick-service brands growing |
| Construction & Trades | 42 | $33.11M | Fueled by regional building expansion |
| Professional Services | 38 | $31.57M | Consulting, legal, and accounting firms active |
| Logistics & Transportation | 33 | $28.44M | Benefiting from central location and highways |
| Personal Care & Fitness | 25 | $13.62M | Steady loan demand in suburban markets |
SBA lending in Nashville remains diverse but highly concentrated in healthcare and hospitality, sectors where borrower experience and financial stability drive lender comfort. Service-based and logistics companies also continue to benefit from strong SBA participation.
Work with Tennessee’s Leading SBA Brokerage
Whether you’re acquiring, expanding, or refinancing, GoSBA Loans connects Nashville entrepreneurs with the lenders most likely to approve—based on proven SBA lending data.
Get a free assessment: https://gosbaloans.com/contact-us/
See SBA resources: https://gosbaloans.com/blog/
Looking for the best SBA lenders in Nashville? Contact GoSBA Loans today for a free consultation. We’ll analyze your deal, identify lender matches, and manage your SBA process through closing—all at no cost to you.
Angelo Alix
Angelo Alix is an SBA loan broker and business analyst specializing in business acquisitions, market research, and investor-grade planning. With expertise in financial modeling, SBA lending structures, and capital stack optimization, he helps entrepreneurs and business owners secure funding by delivering clear, data-driven financial narratives and strategic growth plans.