GoSBA’s 50 Best San Diego SBA Lenders In 2024
The U.S. Small Business Administration (SBA) San Diego District Office serves San Diego and Imperial County, which have a combined population base of nearly 3.2 million residents. This service area is a major U.S tourism area and is one of California’s major ports, creating a demand for a variety of small businesses. There is a diverse economic base with international trade, manufacturing, military, technology, life sciences and bioscience.
Finding the best and cheapest business loans has always been a hassle, so we make it easier by comparing all the best SBA lenders in San Diego for you. After reading our analysis, please click apply now and we will able to match you with the best SBA loan providers in San Diego.
GoSBA Loans is proud to announce the 2020, top 50 SBA banks providing SBA loans in San Diego. As one of the top 10 cities for small business entrepreneurs, San Diego SBA loan providers financed 657 businesses valued at $312.2 million for the FY of 2019.
One of the biggest challenges that small businesses face is access to affordable financing. Top lenders signing SBA-backed loans in San Diego include some of the larger banks like JPMorgan Chase and Wells Fargo, as well as some smaller players, including Compass Bank and Banner Bank. Unfortunately, these banks have some of the strictest underwriting criteria. Most small businesses are better off speaking with smaller and more aggressive SBA lenders in San Diego. Applicants that apply for an SBA loan with GoSBA loans benefit from automatic circulation of their loan application to 33 of the 100 top San Diego SBA lenders. Here is our GoSBA’s official ranking for the 50 Best San Diego SBA Lenders In 2024.
| RANK | BANK | LOANS FUNDED | VOLUME FUNDED ($) |
| 1 | Wells Fargo Bank | 80 | $26,355,600 |
| 2 | Live Oak Banking Company | 14 | $23,914,000 |
| 3 | U.S. Bank | 99 | $22,669,200 |
| 4 | First Choice Bank | 19 | $21,563,000 |
| 5 | Seacoast Commerce Bank | 14 | $16,521,700 |
| 6 | MUFG Union Bank | 8 | $15,091,500 |
| 7 | Neighborhood National | 14 | $13,329,000 |
| 8 | JPMorgan Chase Bank | 45 | $11,932,400 |
| 9 | Bank of the West | 13 | $10,058,900 |
| 10 | CDC Small Business Finance | 47 | $7,839,400 |
| 11 | Banner Bank | 23 | $7,662,500 |
| 12 | Stearns Bank | 13 | $7,542,000 |
| 13 | First Home Bank | 28 | $6,824,000 |
| 14 | Atlantic Capital Bank | 4 | $6,605,500 |
| 15 | Zions Bank, A Division of | 22 | $5,811,100 |
| 16 | Centerstone SBA Lending | 4 | $5,130,000 |
| 17 | BankUnited | 6 | $5,053,000 |
| 18 | Crestmark Bank | 1 | $5,000,000 |
| 19 | Bank of America | 9 | $4,480,600 |
| 20 | Harvest Small Business Finance, LLC | 5 | $4,171,400 |
| 21 | Celtic Bank Corporation | 15 | $4,130,500 |
| 22 | Bank of George | 1 | $3,710,000 |
| 23 | United Business Bank | 1 | $3,495,000 |
| 24 | First Savings Bank | 3 | $3,442,400 |
| 25 | T Bank, National Association | 1 | $3,417,000 |
| 26 | Midwest Regional Bank | 1 | $3,181,000 |
| 27 | Pacific Premier Bank | 7 | $3,152,400 |
| 28 | MidFirst Bank | 1 | $3,147,300 |
| 29 | Community Valley Bank | 12 | $3,042,400 |
| 30 | California International Bank, A National Banking Associatio | 1 | $3,000,000 |
| 31 | Umpqua Bank | 8 | $2,890,000 |
| 32 | Pinnacle Bank | 1 | $2,879,000 |
| 33 | First-Citizens Bank & Trust Company | 2 | $2,770,000 |
| 34 | Five Star Bank | 11 | $2,480,000 |
| 35 | Bank of Southern California, National Association | 5 | $2,220,300 |
| 36 | First Bank | 3 | $2,107,700 |
| 37 | Spirit of Texas Bank, SSB | 7 | $2,053,000 |
| 38 | Comerica Bank | 18 | $1,880,000 |
| 39 | Newtek Small Business Finance, Inc. | 5 | $1,717,500 |
| 40 | CalPrivate Bank | 4 | $1,588,800 |
| 41 | Pacific Western Bank | 1 | $1,584,000 |
| 42 | Main Street Launch | 8 | $1,515,000 |
| 43 | Kinecta FCU | 1 | $1,500,000 |
| 44 | Sunwest Bank | 1 | $1,500,000 |
| 45 | Independence Bank | 10 | $1,350,000 |
| 46 | Shinhan Bank America | 6 | $1,250,000 |
| 47 | Byline Bank | 2 | $1,225,000 |
| 48 | Wallis Bank | 1 | $1,156,830 |
| 49 | City National Bank | 2 | $1,116,000 |
| 50 | United Community Bank | 1 | $1,090,000 |
You can use our SBA loan calculator to estimate your payments and total financing costs before applying for an SBA loan.
Monthly SBA Loan Payment*
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Note: Estimated payments, not including taxes and insurance. Actual payments may vary.
Sounds great? Click on apply now and we’ll match you with the best SBA loan providers in San Diego.
