Best SBA Lenders in Peoria, AZ (2026)
2025 FOIA data: top lenders, rates & industries for Peoria SBA loans
SBA Loans in Peoria, Arizona
Looking for an SBA loan in Peoria, Arizona? Based on 2025 FOIA data, 64 SBA 7(a) loans were funded in Peoria totaling $24.4M, supporting an estimated 610 jobs. With 27 active lenders competing for business in the Peoria market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Peoria is $380K at an average rate of 10.55%. The top lender in Peoria is Byline Bank, with the most-funded industry being Limited-Service Restaurants. See all Arizona SBA lenders for statewide rankings.
SBA Loans in Peoria by Business Type
Whether you’re starting a new business in Peoria, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 19% of SBA loans in Peoria (13 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 10% (5 loans) — if you’re looking to buy a business in Peoria, this is a proven use case for SBA financing. Existing businesses make up 52% and typically receive the most favorable terms.
Top SBA Lenders in Peoria, AZ (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Peoria businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Byline Bank | $3.6M | 1 | 7.75% |
| 2 | Live Oak Banking Company | $2.2M | 4 | 9.31% |
| 3 | Integro Bank | $1.9M | 2 | 10.25% |
| 4 | Gulf Coast Bank and Trust Company | $1.8M | 1 | 10% |
| 5 | First-Citizens Bank & Trust Company | $1.8M | 1 | 10.25% |
| 6 | BayFirst National Bank | $1.7M | 6 | 12% |
| 7 | Wells Fargo Bank National Association | $1.5M | 3 | 10.31% |
| 8 | The Huntington National Bank | $1.2M | 6 | 10.33% |
| 9 | Northeast Bank | $1.0M | 8 | 11.06% |
| 10 | JPMorgan Chase Bank, National Association | $959K | 4 | 11.04% |
The top lenders in Peoria have direct experience with local businesses and understand the Peoria market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Peoria and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Peoria
One 5-minute application. 27+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Peoria
These are the industries that received the most SBA 7(a) funding in Peoria in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Limited-Service Restaurants | 2 | $2.3M |
| Construction and Mining (except Oil Well) Machinery and Equipment Merc | 1 | $1.4M |
| Home Health Care Services | 4 | $1.3M |
| Child Day Care Services | 1 | $1.3M |
| Cosmetology and Barber Schools | 1 | $994K |
| Other Personal Care Services | 1 | $951K |
| Hay Farming | 2 | $918K |
| Homes for the Elderly | 1 | $882K |
| Insurance Agencies and Brokerages | 2 | $870K |
| All Other Support Services | 1 | $713K |
Lenders with experience funding your specific industry in Peoria understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Peoria
Option 1: Apply directly to one of the top Peoria lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Peoria-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
