Best SBA Lenders in Pomona, CA (2026)
2025 FOIA data: top lenders, rates & industries for Pomona SBA loans
SBA Loans in Pomona, California
Looking for an SBA loan in Pomona, California? Based on 2025 FOIA data, 28 SBA 7(a) loans were funded in Pomona totaling $18.0M, supporting an estimated 283 jobs. With 15 active lenders competing for business in the Pomona market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Pomona is $643K at an average rate of 10.28%. The top lender in Pomona is Pathward National Association, with the most-funded industry being Electroplating, Plating, Polishing, Anodizing, and Coloring. See all California SBA lenders for statewide rankings.
SBA Loans in Pomona by Business Type
Whether you’re starting a new business in Pomona, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 11% of SBA loans in Pomona (2 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 28% (1 loans) — if you’re looking to buy a business in Pomona, this is a proven use case for SBA financing. Existing businesses make up 61% and typically receive the most favorable terms.
Top SBA Lenders in Pomona, CA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Pomona businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Pathward National Association | $5.0M | 1 | 9.75% |
| 2 | Cathay Bank | $2.5M | 1 | 8.5% |
| 3 | Centerstone SBA Lending, Inc. | $2.3M | 1 | 8.75% |
| 4 | Southwestern National Bank | $1.9M | 3 | 8.75% |
| 5 | Live Oak Banking Company | $1.8M | 1 | 7.5% |
| 6 | Commonwealth Business Bank | $1.5M | 1 | 9.25% |
| 7 | Northeast Bank | $772K | 5 | 10.75% |
| 8 | Readycap Lending, LLC | $540K | 2 | 12.25% |
| 9 | CenTrust Bank, A Division of SmartBiz Bank National Associat | $350K | 1 | 10.25% |
| 10 | Lendistry SBLC, LLC | $300K | 1 | 12% |
The top lenders in Pomona have direct experience with local businesses and understand the Pomona market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Pomona and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Pomona
One 5-minute application. 15+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Pomona
These are the industries that received the most SBA 7(a) funding in Pomona in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Electroplating, Plating, Polishing, Anodizing, and Coloring | 1 | $5.0M |
| General Warehousing and Storage | 1 | $2.5M |
| Commercial and Institutional Building Construction | 5 | $2.5M |
| Car Washes | 1 | $2.3M |
| Offices of Dentists | 1 | $1.8M |
| Limited-Service Restaurants | 2 | $450K |
| Offices of Lawyers | 2 | $301K |
| Full-Service Restaurants | 1 | $300K |
| Electrical Contractors | 1 | $255K |
| Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $250K |
Lenders with experience funding your specific industry in Pomona understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Pomona
Option 1: Apply directly to one of the top Pomona lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Pomona-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
