Best Albuquerque, NM SBA Lenders & Rates of 2026

Compare 34 SBA lenders in Albuquerque, NM. $64.7M funded across 97 businesses. Average rate 10.05%. Get matched free.

Table of Contents

Best Albuquerque, NM SBA Lenders & Rates of 2026

$64.7M
Total Funded

97
Loans Approved

$667K
Avg Loan Size

10.05%
Avg Interest Rate

34
Active Lenders

SBA Loans in Albuquerque, NM

Albuquerque, NM businesses received $64.7M in SBA 7(a) loan approvals across 97 businesses in 2025. With 34 active SBA lenders competing for business in Albuquerque, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Albuquerque is $667K, with rates averaging 10.05%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Albuquerque SBA Loans by Business Type

🚀 Startups
29%
$12.7M • 28 loans

🏢 Existing Businesses
44%
$10.0M • 43 loans

🔄 Acquisitions
27%
$41.9M • 26 loans

Top SBA Lenders in Albuquerque, NM (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Albuquerque businesses:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$11.0M119.36%
2 US Metro Bank$5.0M18.50%
3 MISSINGMAINBANKID$4.2M18.50%
4 Coastal States Bank$4.0M19.75%
5 United Midwest Savings Bank National Association$3.5M610.25%
6 Merchants Bank of Indiana$3.4M39.50%
7 Primis Bank$2.8M210.50%
8 Century Bank$2.7M38.67%
9 Western Commerce Bank$2.6M58.64%
10 First Financial Bank$2.3M19.00%
11 Port 51 Lending LLC$2.3M29.88%
12 Enterprise Bank & Trust$2.2M18.00%
13 Wells Fargo Bank National Association$2.1M27.38%
14 The Huntington National Bank$1.9M49.88%
15 Bank of Hope$1.9M18.00%
16 Pathward National Association$1.7M110.25%
17 Dogwood State Bank$1.6M19.75%
18 Northeast Bank$1.1M710.93%
19 U.S. Bank, National Association$1.1M910.71%
20 Zions Bank, A Division of$927K16.30%
21 PNC Bank, National Association$851K39.14%
22 Celtic Bank Corporation$671K311.58%
23 Readycap Lending, LLC$648K413.06%
24 Capital Certified Development Corporation$607K38.08%
25 Newtek Bank, National Association$501K410.44%
26 CenTrust Bank, A Division of SmartBiz Bank National Associat$500K211.25%
27 BayFirst National Bank$450K312.25%
28 First Bank of the Lake$432K211.50%
29 Lendistry SBLC, LLC$393K212.00%
30 Grasshopper Bank National Association$331K110.25%
31 Bank of America, National Association$330K28.19%
32 DreamSpring$328K310.99%
33 Cadence Bank$275K110.25%
34 Stone Bank$90K110.50%

Top Industries in Albuquerque

Here are the industries that received the most SBA funding in Albuquerque:

SBA Loans in New Mexico

Albuquerque is part of New Mexico‘s SBA lending market. For statewide data and more lender options, see our full New Mexico SBA Lenders guide.

🤝 Why Use an SBA Broker in Albuquerque?

GoSBA Loans helps Albuquerque businesses access the best SBA lenders:

  • Access 34+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Albuquerque
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Albuquerque SBA Loan

Our team has helped hundreds of Albuquerque businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Albuquerque? GoSBA Loans is a trusted SBA loan broker serving businesses in Albuquerque and across New Mexico. Contact our Albuquerque SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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