BlogRankingStateBest Arkansas SBA Lenders & Rates of 2026

Best Arkansas SBA Lenders & Rates of 2026

$233.4M
Total Funded

351
Loans Approved

$665K
Avg Loan Size

9.67%
Avg Interest Rate

73
Active Lenders

SBA Loans in Arkansas

Arkansas businesses received $233.4M in SBA 7(a) loan approvals across 351 businesses in 2025. With 73 active SBA lenders competing for business in Arkansas, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Arkansas is $665K, with rates averaging 9.67%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Arkansas (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Arkansas businesses:

Rank Lender Volume Loans Avg Rate
1 Southern Bancorp Bank $29.7M 29 7.99%
2 Live Oak Banking Company $24.6M 16 8.97%
3 First Service Bank $24.1M 23 9.09%
4 First Financial Bank $17.6M 14 8.58%
5 Regions Bank $9.2M 6 7.85%
6 FNBC Bank $7.3M 14 10.13%
7 Readycap Lending, LLC $7.0M 13 11.83%
8 Cadence Bank $6.1M 5 9.75%
9 Stone Bank $5.3M 4 9.75%
10 Peoples Bank $5.0M 1 8.50%
11 Newtek Bank, National Association $4.8M 22 11.39%
12 Arvest Bank $4.7M 19 8.75%
13 Bank OZK $4.6M 10 9.10%
14 US Metro Bank $4.4M 1 8.75%
15 Hanover Community Bank $3.8M 2 9.13%
16 First Internet Bank of Indiana $3.7M 3 10.25%
17 Equity Bank $3.6M 5 8.50%
18 Fifth Third Bank $3.6M 2 7.25%
19 Northeast Bank $3.6M 22 10.90%
20 Midwest BankCentre $3.3M 1 9.50%

🤝 How to Get an SBA Loan in Arkansas

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Arkansas and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Arkansas SBA Lenders

Ready to apply for an SBA loan in Arkansas? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.