Best SBA Lenders in Boulder, CO (2026)
2025 FOIA data: top lenders, rates & industries for Boulder SBA loans
SBA Loans in Boulder, Colorado
Looking for an SBA loan in Boulder, Colorado? Based on 2025 FOIA data, 68 SBA 7(a) loans were funded in Boulder totaling $29.6M, supporting an estimated 531 jobs. With 30 active lenders competing for business in the Boulder market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Boulder is $435K at an average rate of 10.31%. The top lender in Boulder is The Huntington National Bank, with the most-funded industry being Offices of Dentists. See all Colorado SBA lenders for statewide rankings.
SBA Loans in Boulder by Business Type
Whether you’re starting a new business in Boulder, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 21% of SBA loans in Boulder (14 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 7% (5 loans) — if you’re looking to buy a business in Boulder, this is a proven use case for SBA financing. Existing businesses make up 52% and typically receive the most favorable terms.
Top SBA Lenders in Boulder, CO (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Boulder businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank | $7.0M | 11 | 9.5% |
| 2 | Byline Bank | $2.7M | 1 | 10.25% |
| 3 | U.S. Bank, National Association | $2.3M | 9 | 10.38% |
| 4 | Comerica Bank | $2.3M | 1 | 7.5% |
| 5 | Newtek Bank, National Association | $1.9M | 7 | 10.5% |
| 6 | American National Bank | $1.6M | 1 | 9.5% |
| 7 | First-Citizens Bank & Trust Company | $1.4M | 1 | 10.25% |
| 8 | FlatIrons Bank | $1.3M | 1 | 8.25% |
| 9 | Community Bank & Trust-West Georgia | $1.3M | 2 | 10.5% |
| 10 | OakStar Bank | $950K | 1 | 10.5% |
The top lenders in Boulder have direct experience with local businesses and understand the Boulder market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Boulder and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Boulder
One 5-minute application. 30+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Boulder
These are the industries that received the most SBA 7(a) funding in Boulder in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Offices of Dentists | 2 | $4.7M |
| Other Personal Care Services | 5 | $3.3M |
| Lessors of Nonfinancial Intangible Assets (except Copyrighted Works) | 1 | $2.7M |
| Full-Service Restaurants | 3 | $1.9M |
| Custom Computer Programming Services | 5 | $1.5M |
| All Other Specialty Trade Contractors | 1 | $1.3M |
| Human Resources and Executive Search Consulting Services | 1 | $1.3M |
| Pet Care (except Veterinary) Services | 3 | $1.3M |
| Poured Concrete Foundation and Structure Contractors | 1 | $950K |
| Painting and Wall Covering Contractors | 1 | $791K |
Lenders with experience funding your specific industry in Boulder understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Boulder
Option 1: Apply directly to one of the top Boulder lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Boulder-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
