Best Austin, TX SBA Lenders & Rates of 2026

Compare 75 SBA lenders in Austin, TX. $200.0M funded across 327 businesses. Average rate 10.31%. Get matched free.

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Best Austin, TX SBA Lenders & Rates of 2026

$200.0M
Total Funded

327
Loans Approved

$612K
Avg Loan Size

10.31%
Avg Interest Rate

75
Active Lenders

SBA Loans in Austin, TX

Austin, TX businesses received $200.0M in SBA 7(a) loan approvals across 327 businesses in 2025. With 75 active SBA lenders competing for business in Austin, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Austin is $612K, with rates averaging 10.31%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Austin SBA Loans by Business Type

🚀 Startups
32%
$56.4M • 106 loans

🏢 Existing Businesses
58%
$106.5M • 191 loans

🔄 Acquisitions
9%
$37.1M • 30 loans

Top SBA Lenders in Austin, TX (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Austin businesses:

RankLenderVolumeLoansAvg Rate
1 Live Oak Banking Company$14.8M129.33%
2 JPMorgan Chase Bank, National Association$11.8M179.27%
3 Newtek Bank, National Association$9.4M2110.94%
4 First Internet Bank of Indiana$9.3M810.06%
5 Northeast Bank$8.1M4711.13%
6 American Bank of Commerce$7.6M158.80%
7 First Bank of the Lake$7.0M610.04%
8 The Huntington National Bank$6.5M209.96%
9 Frost Bank$6.1M48.75%
10 BayFirst National Bank$6.0M812.03%
11 US Metro Bank$5.0M18.00%
12 Heritage Bank Inc$5.0M110.50%
13 First Business Bank$5.0M19.50%
14 Sunflower Bank National Association$5.0M27.50%
15 City National Bank of Florida$4.8M210.00%
16 MISSINGMAINBANKID$4.6M28.25%
17 American Bank National Association$4.6M17.00%
18 Byline Bank$4.3M29.50%
19 Celtic Bank Corporation$4.0M710.04%
20 Readycap Lending, LLC$4.0M2212.57%
21 Truist Bank$3.9M19.00%
22 First National Bank of Pennsylvania$3.5M39.33%
23 Milestone Bank$3.4M39.92%
24 Cadence Bank$3.3M810.28%
25 T Bank, National Association$3.1M39.92%
26 United Community Bank$2.9M28.50%
27 Harvest Small Business Finance, LLC$2.7M110.50%
28 Truliant FCU$2.7M210.25%
29 Midwest Regional Bank$2.5M210.00%
30 Pathward National Association$2.5M39.42%
31 Texas Capital Bank$2.5M16.50%
32 Lendistry SBLC, LLC$2.4M1212.33%
33 Mission Valley Bank$2.4M19.75%
34 Bank of America, National Association$2.1M69.40%
35 Security State Bank and Trust$2.1M39.00%
36 Wells Fargo Bank National Association$2.0M1011.35%
37 Gulf Coast Bank and Trust Company$1.5M210.00%
38 FinWise Bank$1.5M19.75%
39 VelocitySBA, LLC$1.3M110.25%
40 Horizon Bank SSB$1.1M39.58%
41 Security National Bank of Omaha$1.1M18.50%
42 Citizens Bank$934K210.13%
43 Bankwell Bank$900K19.75%
44 Leader Bank, National Association$850K210.00%
45 United Midwest Savings Bank National Association$835K610.13%
46 Keystone Bank SSB$810K39.42%
47 Dogwood State Bank$782K110.25%
48 Texas Partners Bank$738K17.00%
49 PeopleFund$712K37.00%
50 LendingClub Bank, National Association$698K19.75%

Top Industries in Austin

Here are the industries that received the most SBA funding in Austin:

SBA Loans in Texas

Austin is part of Texas‘s SBA lending market. For statewide data and more lender options, see our full Texas SBA Lenders guide.

🤝 Why Use an SBA Broker in Austin?

GoSBA Loans helps Austin businesses access the best SBA lenders:

  • Access 75+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Austin
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Austin SBA Loan

Our team has helped hundreds of Austin businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Austin? GoSBA Loans is a trusted SBA loan broker serving businesses in Austin and across Texas. Contact our Austin SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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