Best Jacksonville, FL SBA Lenders & Rates of 2026

Compare 56 SBA lenders in Jacksonville, FL. $109.4M funded across 175 businesses. Average rate 10.35%. Get matched free.

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Best Jacksonville, FL SBA Lenders & Rates of 2026

$109.4M
Total Funded

175
Loans Approved

$625K
Avg Loan Size

10.35%
Avg Interest Rate

56
Active Lenders

SBA Loans in Jacksonville, FL

Jacksonville, FL businesses received $109.4M in SBA 7(a) loan approvals across 175 businesses in 2025. With 56 active SBA lenders competing for business in Jacksonville, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Jacksonville is $625K, with rates averaging 10.35%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Jacksonville SBA Loans by Business Type

🚀 Startups
38%
$47.5M • 66 loans

🏢 Existing Businesses
50%
$24.6M • 87 loans

🔄 Acquisitions
13%
$37.3M • 22 loans

Top SBA Lenders in Jacksonville, FL (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Jacksonville businesses:

RankLenderVolumeLoansAvg Rate
1 TD Bank, National Association$9.9M2610.71%
2 The Huntington National Bank$6.5M139.35%
3 First-Citizens Bank & Trust Company$6.2M29.25%
4 Dogwood State Bank$5.1M29.50%
5 Synovus Bank$5.0M19.00%
6 Valley National Bank$5.0M19.00%
7 Pinnacle Bank$4.4M69.46%
8 Wells Fargo Bank National Association$4.3M510.66%
9 United Midwest Savings Bank National Association$4.0M810.06%
10 Enterprise Bank & Trust$3.9M17.50%
11 Customers Bank$3.5M29.00%
12 Cogent Bank$3.4M49.63%
13 Harvest Small Business Finance, LLC$3.1M410.19%
14 First Internet Bank of Indiana$3.0M310.25%
15 Climate First Bank$2.6M310.33%
16 Readycap Lending, LLC$2.6M712.64%
17 Banesco USA$2.5M19.50%
18 Citizens Bank$2.4M410.25%
19 Grasshopper Bank National Association$2.4M19.75%
20 Newtek Bank, National Association$2.4M1111.16%
21 iTHINK Financial CU$2.0M19.50%
22 Northeast Bank$1.9M1310.83%
23 Byline Bank$1.8M311.33%
24 Live Oak Banking Company$1.6M410.00%
25 Milestone Bank$1.6M110.25%
26 GBank$1.6M110.50%
27 The Bancorp Bank National Association$1.4M29.00%
28 First National Bank of Pennsylvania$1.0M19.75%
29 Bank Five Nine$966K29.50%
30 Cadence Bank$875K310.25%
31 North State Bank$840K110.00%
32 BayFirst National Bank$831K311.50%
33 Pathward National Association$815K110.25%
34 Lendistry SBLC, LLC$778K412.00%
35 Coastal States Bank$735K18.75%
36 Heritage Bank Inc$720K110.50%
37 Florida First Capital Finance Corporation, Inc.$665K28.13%
38 Pineland Bank$630K110.00%
39 Midwest Regional Bank$624K110.50%
40 HomeTrust Bank$619K19.50%
41 FWBank$615K110.00%
42 Bank of America, National Association$584K27.77%
43 Gulf Coast Bank and Trust Company$499K110.50%
44 JPMorgan Chase Bank, National Association$454K312.23%
45 Celtic Bank Corporation$434K410.25%
46 First Bank of the Lake$411K211.88%
47 Central Bank$407K110.50%
48 First Federal Bank$330K18.99%
49 East West Bank$255K18.50%
50 Bank of Clarke$250K19.50%

Top Industries in Jacksonville

Here are the industries that received the most SBA funding in Jacksonville:

SBA Loans in Florida

Jacksonville is part of Florida‘s SBA lending market. For statewide data and more lender options, see our full Florida SBA Lenders guide.

🤝 Why Use an SBA Broker in Jacksonville?

GoSBA Loans helps Jacksonville businesses access the best SBA lenders:

  • Access 56+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Jacksonville
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Jacksonville SBA Loan

Our team has helped hundreds of Jacksonville businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Jacksonville? GoSBA Loans is a trusted SBA loan broker serving businesses in Jacksonville and across Florida. Contact our Jacksonville SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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