Best Naperville, IL SBA Lenders & Rates of 2026

Compare 26 SBA lenders in Naperville, IL. $25.3M funded across 74 businesses. Average rate 9.76%. Get matched free.

Table of Contents

Best Naperville, IL SBA Lenders & Rates of 2026

$25.3M
Total Funded

74
Loans Approved

$342K
Avg Loan Size

9.76%
Avg Interest Rate

26
Active Lenders

SBA Loans in Naperville, IL

Naperville, IL businesses received $25.3M in SBA 7(a) loan approvals across 74 businesses in 2025. With 26 active SBA lenders competing for business in Naperville, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Naperville is $342K, with rates averaging 9.76%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Naperville SBA Loans by Business Type

🚀 Startups
31%
$8.7M • 23 loans

🏢 Existing Businesses
59%
$12.9M • 44 loans

🔄 Acquisitions
9%
$3.7M • 7 loans

Top SBA Lenders in Naperville, IL (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Naperville businesses:

RankLenderVolumeLoansAvg Rate
1 Harvest Small Business Finance, LLC$4.7M110.00%
2 Live Oak Banking Company$3.9M78.66%
3 The Huntington National Bank$2.9M139.56%
4 JPMorgan Chase Bank, National Association$1.7M79.89%
5 Northeast Bank$1.4M910.67%
6 Bank of America, National Association$1.3M25.85%
7 Wheaton Bank & Trust Company, National Association$1.3M38.17%
8 Colony Bank$923K110.25%
9 Wells Fargo Bank National Association$893K18.10%
10 Newtek Bank, National Association$659K412.25%
11 Lendistry SBLC, LLC$600K212.00%
12 Byline Bank$555K19.75%
13 Celtic Bank Corporation$550K410.13%
14 Barrington Bank & Trust Company, National Association$540K27.58%
15 Fifth Third Bank$500K19.02%
16 Hinsdale Bank & Trust Company, National Association$430K27.50%
17 PNC Bank, National Association$410K17.79%
18 Mechanics and Farmers Bank$375K110.50%
19 Cadence Bank$350K110.25%
20 United Midwest Savings Bank National Association$300K210.25%
21 Bankwell Bank$265K110.50%
22 U.S. Bank, National Association$159K410.12%
23 First Bank of the Lake$150K113.50%
24 First Commonwealth Bank$150K110.25%
25 UMB Bank, National Association$143K19.50%
26 BayFirst National Bank$125K112.25%

Top Industries in Naperville

Here are the industries that received the most SBA funding in Naperville:

SBA Loans in Illinois

Naperville is part of Illinois‘s SBA lending market. For statewide data and more lender options, see our full Illinois SBA Lenders guide.

🤝 Why Use an SBA Broker in Naperville?

GoSBA Loans helps Naperville businesses access the best SBA lenders:

  • Access 26+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Naperville
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Naperville SBA Loan

Our team has helped hundreds of Naperville businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Naperville? GoSBA Loans is a trusted SBA loan broker serving businesses in Naperville and across Illinois. Contact our Naperville SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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