Best Naples, FL SBA Lenders & Rates of 2026

Compare 29 SBA lenders in Naples, FL. $41.6M funded across 70 businesses. Average rate 9.99%. Get matched free.

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Best Naples, FL SBA Lenders & Rates of 2026

$41.6M
Total Funded

70
Loans Approved

$594K
Avg Loan Size

9.99%
Avg Interest Rate

29
Active Lenders

SBA Loans in Naples, FL

Naples, FL businesses received $41.6M in SBA 7(a) loan approvals across 70 businesses in 2025. With 29 active SBA lenders competing for business in Naples, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Naples is $594K, with rates averaging 9.99%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Naples SBA Loans by Business Type

🚀 Startups
30%
$17.9M • 21 loans

🏢 Existing Businesses
59%
$14.8M • 41 loans

🔄 Acquisitions
11%
$8.9M • 8 loans

Top SBA Lenders in Naples, FL (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Naples businesses:

RankLenderVolumeLoansAvg Rate
1 Newtek Bank, National Association$5.5M811.31%
2 Lake Forest Bank & Trust Company, National Association$5.3M47.40%
3 The Huntington National Bank$5.1M48.90%
4 TD Bank, National Association$3.1M810.04%
5 Sanibel Captiva Community Bank$2.3M110.25%
6 Synovus Bank$2.3M19.50%
7 Fifth Third Bank$2.1M910.13%
8 United Midwest Savings Bank National Association$2.0M110.25%
9 Bank of America, National Association$2.0M46.01%
10 Banesco USA$1.9M110.25%
11 Gulf Coast Business Bank$1.5M210.00%
12 BayFirst National Bank$1.3M211.13%
13 Harvest Small Business Finance, LLC$990K110.25%
14 JPMorgan Chase Bank, National Association$800K29.07%
15 The Bancorp Bank National Association$708K18.75%
16 Busey Bank$700K19.25%
17 Regions Bank$512K18.50%
18 Cadence Bank$500K110.25%
19 Northeast Bank$488K312.92%
20 Dogwood State Bank$444K110.25%
21 Live Oak Banking Company$385K210.24%
22 CenTrust Bank, A Division of SmartBiz Bank National Associat$330K211.13%
23 First Bank of the Lake$304K19.75%
24 Lendistry SBLC, LLC$300K112.00%
25 Celtic Bank Corporation$243K210.25%
26 ACC Capital$230K19.75%
27 Colony Bank$120K110.00%
28 First Internet Bank of Indiana$100K110.25%
29 Wells Fargo Bank National Association$75K312.17%

Top Industries in Naples

Here are the industries that received the most SBA funding in Naples:

SBA Loans in Florida

Naples is part of Florida‘s SBA lending market. For statewide data and more lender options, see our full Florida SBA Lenders guide.

🤝 Why Use an SBA Broker in Naples?

GoSBA Loans helps Naples businesses access the best SBA lenders:

  • Access 29+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Naples
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Naples SBA Loan

Our team has helped hundreds of Naples businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Naples? GoSBA Loans is a trusted SBA loan broker serving businesses in Naples and across Florida. Contact our Naples SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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