Best Seattle, WA SBA Lenders & Rates of 2026

Compare 55 SBA lenders in Seattle, WA. $98.8M funded across 213 businesses. Average rate 10.13%. Get matched free.

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Best Seattle, WA SBA Lenders & Rates of 2026

$98.8M
Total Funded

213
Loans Approved

$464K
Avg Loan Size

10.13%
Avg Interest Rate

55
Active Lenders

SBA Loans in Seattle, WA

Seattle, WA businesses received $98.8M in SBA 7(a) loan approvals across 213 businesses in 2025. With 55 active SBA lenders competing for business in Seattle, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Seattle is $464K, with rates averaging 10.13%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Seattle SBA Loans by Business Type

🚀 Startups
28%
$23.9M • 59 loans

🏢 Existing Businesses
58%
$52.2M • 124 loans

🔄 Acquisitions
14%
$22.6M • 30 loans

Top SBA Lenders in Seattle, WA (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Seattle businesses:

RankLenderVolumeLoansAvg Rate
1 KeyBank National Association$7.6M229.89%
2 Enterprise Bank & Trust$6.8M26.88%
3 Live Oak Banking Company$6.4M78.94%
4 Readycap Lending, LLC$6.1M1111.20%
5 Wells Fargo Bank National Association$5.0M59.06%
6 JPMorgan Chase Bank, National Association$4.2M89.24%
7 Washington Trust Bank$4.1M48.69%
8 US Metro Bank$4.0M29.13%
9 U.S. Bank, National Association$3.8M1110.10%
10 1st Security Bank of Washington$3.6M29.00%
11 Northwest Bank$3.3M49.81%
12 The Huntington National Bank$3.3M89.29%
13 Harborstone CU$3.1M39.17%
14 Byline Bank$2.7M311.25%
15 Mission Valley Bank$2.7M18.50%
16 Peoples Bank$2.4M48.06%
17 Harvest Small Business Finance, LLC$2.2M29.75%
18 Northeast Bank$2.1M1410.54%
19 Celtic Bank Corporation$2.1M410.13%
20 Newtek Bank, National Association$1.8M1010.80%
21 GBC International Bank$1.5M49.38%
22 The Fidelity Bank$1.4M29.38%
23 Banner Bank$1.4M118.93%
24 BayFirst National Bank$1.3M812.03%
25 Port 51 Lending LLC$1.3M19.75%
26 Centerstone SBA Lending, Inc.$1.3M18.75%
27 Gulf Coast Bank and Trust Company$1.3M19.75%
28 Gesa CU$888K210.25%
29 United Midwest Savings Bank National Association$855K310.08%
30 First-Citizens Bank & Trust Company$745K19.25%
31 Grow America Fund, Incorporated$690K110.25%
32 East West Bank$681K29.38%
33 Hanmi Bank$677K19.50%
34 PCB Bank$650K19.25%
35 Community West Bank$635K19.50%
36 Columbia Bank$621K1612.44%
37 First Bank of the Lake$566K29.88%
38 Lendistry SBLC, LLC$555K311.83%
39 The Bancorp Bank National Association$553K18.75%
40 Bank of America, National Association$500K38.42%
41 Heritage Bank Inc$486K110.25%
42 Citizens Bank$359K110.25%
43 Kitsap Bank$350K110.25%
44 Mountain Pacific Bank$348K19.00%
45 Magnifi Financial CU$291K110.25%
46 Woori America Bank$260K19.25%
47 Cadence Bank$235K210.25%
48 Sound Credit Union$210K411.19%
49 Mechanics Bank$200K19.00%
50 Seattle Economic Development Fund dba Community Ca$180K212.50%

Top Industries in Seattle

Here are the industries that received the most SBA funding in Seattle:

SBA Loans in Washington

Seattle is part of Washington‘s SBA lending market. For statewide data and more lender options, see our full Washington SBA Lenders guide.

🤝 Why Use an SBA Broker in Seattle?

GoSBA Loans helps Seattle businesses access the best SBA lenders:

  • Access 55+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Seattle
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Seattle SBA Loan

Our team has helped hundreds of Seattle businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Seattle? GoSBA Loans is a trusted SBA loan broker serving businesses in Seattle and across Washington. Contact our Seattle SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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