Best SBA Lenders in Compton, CA (2026)
2025 FOIA data: top lenders, rates & industries for Compton SBA loans
SBA Loans in Compton, California
Looking for an SBA loan in Compton, California? Based on 2025 FOIA data, 22 SBA 7(a) loans were funded in Compton totaling $23.4M, supporting an estimated 329 jobs. With 13 active lenders competing for business in the Compton market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Compton is $1.1M at an average rate of 10.23%. The top lender in Compton is Port 51 Lending LLC, with the most-funded industry being General Freight Trucking, Local. See all California SBA lenders for statewide rankings.
SBA Loans in Compton by Business Type
Whether you’re starting a new business in Compton, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 0% of SBA loans in Compton (0 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 30% (3 loans) — if you’re looking to buy a business in Compton, this is a proven use case for SBA financing. Existing businesses make up 42% and typically receive the most favorable terms.
Top SBA Lenders in Compton, CA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Compton businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Port 51 Lending LLC | $5.9M | 2 | 10.75% |
| 2 | Celtic Bank Corporation | $5.0M | 1 | 9.75% |
| 3 | Open Bank | $2.8M | 1 | 8.75% |
| 4 | Bank of Hope | $2.4M | 1 | 8.5% |
| 5 | U.S. Bank, National Association | $2.0M | 3 | 9.41% |
| 6 | PCB Bank | $1.9M | 2 | 8.88% |
| 7 | Harvest Small Business Finance, LLC | $1.1M | 2 | 10.25% |
| 8 | Northeast Bank | $1.0M | 3 | 10.5% |
| 9 | JPMorgan Chase Bank, National Association | $406K | 1 | 7.5% |
| 10 | Lendistry SBLC, LLC | $304K | 2 | 13.12% |
The top lenders in Compton have direct experience with local businesses and understand the Compton market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Compton and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Compton
One 5-minute application. 13+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Compton
These are the industries that received the most SBA 7(a) funding in Compton in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| General Freight Trucking, Local | 4 | $6.3M |
| Car Washes | 1 | $5.0M |
| Coin-Operated Laundries and Drycleaners | 1 | $2.4M |
| Plumbing, Heating, and Air-Conditioning Contractors | 3 | $1.1M |
| General Medical and Surgical Hospitals | 1 | $500K |
| Transportation Equipment and Supplies (except Motor Vehicle) Merchant | 1 | $406K |
| Commercial and Industrial Machinery and Equipment (except Automotive a | 1 | $278K |
| General Automotive Repair | 1 | $250K |
| General Warehousing and Storage | 1 | $200K |
| Roofing Contractors | 1 | $150K |
Lenders with experience funding your specific industry in Compton understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Compton
Option 1: Apply directly to one of the top Compton lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Compton-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
How many SBA loans were funded in Compton in 2025?
Can I get an SBA loan to start a business in Compton?
Who is the top SBA lender in Compton?
What is the average SBA loan rate in Compton?
Ready to Apply for an SBA Loan in Compton?
50+ lenders competing for your deal. Better rates, faster closing. No fees.
Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
