Best SBA Lenders in Eagle, ID (2026)
2025 FOIA data: top lenders, rates & industries for Eagle SBA loans
SBA Loans in Eagle, Idaho
Looking for an SBA loan in Eagle, Idaho? Based on 2025 FOIA data, 23 SBA 7(a) loans were funded in Eagle totaling $15.1M, supporting an estimated 146 jobs. With 14 active lenders competing for business in the Eagle market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Eagle is $659K at an average rate of 10.15%. The top lender in Eagle is First Savings Bank, with the most-funded industry being Homes for the Elderly. See all Idaho SBA lenders for statewide rankings.
SBA Loans in Eagle by Business Type
Whether you’re starting a new business in Eagle, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 45% of SBA loans in Eagle (5 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 4% (1 loans) — if you’re looking to buy a business in Eagle, this is a proven use case for SBA financing. Existing businesses make up 45% and typically receive the most favorable terms.
Top SBA Lenders in Eagle, ID (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Eagle businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | First Savings Bank | $6.6M | 3 | 9.42% |
| 2 | The Huntington National Bank | $3.5M | 2 | 8.25% |
| 3 | Washington Trust Bank | $1.8M | 1 | 8% |
| 4 | Wells Fargo Bank National Association | $710K | 1 | 8.35% |
| 5 | Climate First Bank | $670K | 1 | 10.25% |
| 6 | JPMorgan Chase Bank, National Association | $450K | 1 | 10% |
| 7 | Northeast Bank | $380K | 2 | 10.75% |
| 8 | Zions Bank, A Division of | $300K | 4 | 11.5% |
| 9 | Idaho Trust Bank | $160K | 2 | 9.25% |
| 10 | U.S. Bank, National Association | $151K | 2 | 10.42% |
The top lenders in Eagle have direct experience with local businesses and understand the Eagle market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Eagle and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Eagle
One 5-minute application. 14+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Eagle
These are the industries that received the most SBA 7(a) funding in Eagle in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Homes for the Elderly | 1 | $4.0M |
| Offices of Optometrists | 2 | $3.5M |
| Oil and Gas Field Machinery and Equipment Manufacturing | 1 | $1.9M |
| Commercial and Institutional Building Construction | 1 | $1.8M |
| All Other Miscellaneous Schools and Instruction | 1 | $710K |
| All Other Amusement and Recreation Industries | 1 | $670K |
| Siding Contractors | 1 | $664K |
| Sporting and Athletic Goods Manufacturing | 1 | $450K |
| Offices of Mental Health Practitioners (except Physicians) | 1 | $280K |
| Plumbing, Heating, and Air-Conditioning Contractors | 2 | $200K |
Lenders with experience funding your specific industry in Eagle understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Eagle
Option 1: Apply directly to one of the top Eagle lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Eagle-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
