Best SBA Lenders in Flower Mound, TX (2026)
2025 FOIA data: top lenders, rates & industries for Flower Mound SBA loans
SBA Loans in Flower Mound, Texas
Looking for an SBA loan in Flower Mound, Texas? Based on 2025 FOIA data, 33 SBA 7(a) loans were funded in Flower Mound totaling $16.0M, supporting an estimated 189 jobs. With 17 active lenders competing for business in the Flower Mound market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Flower Mound is $484K at an average rate of 10.42%. The top lender in Flower Mound is SouthState Bank, National Association, with the most-funded industry being Urethane and Other Foam Product Manufacturing. See all Texas SBA lenders for statewide rankings.
SBA Loans in Flower Mound by Business Type
Whether you’re starting a new business in Flower Mound, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 35% of SBA loans in Flower Mound (15 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 6% (2 loans) — if you’re looking to buy a business in Flower Mound, this is a proven use case for SBA financing. Existing businesses make up 47% and typically receive the most favorable terms.
Top SBA Lenders in Flower Mound, TX (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Flower Mound businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | SouthState Bank, National Association | $4.5M | 1 | 7.2% |
| 2 | The Huntington National Bank | $3.2M | 10 | 10.15% |
| 3 | Hancock Whitney Bank | $2.6M | 1 | 9.75% |
| 4 | Bankwell Bank | $1.7M | 1 | 9.5% |
| 5 | Bank of America, National Association | $665K | 1 | 6.14% |
| 6 | U.S. Bank, National Association | $557K | 1 | 7.5% |
| 7 | Midwest Regional Bank | $549K | 1 | 10.25% |
| 8 | United Midwest Savings Bank National Association | $537K | 2 | 10.5% |
| 9 | BayFirst National Bank | $472K | 4 | 12.25% |
| 10 | LiftFund, Inc. | $217K | 1 | 12% |
The top lenders in Flower Mound have direct experience with local businesses and understand the Flower Mound market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Flower Mound and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Flower Mound
One 5-minute application. 17+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Flower Mound
These are the industries that received the most SBA 7(a) funding in Flower Mound in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Urethane and Other Foam Product Manufacturing | 1 | $4.5M |
| Retail Bakeries | 1 | $2.6M |
| Educational Support Services | 1 | $1.7M |
| Facilities Support Services | 2 | $1.5M |
| Offices of Physicians (except Mental Health Specialists) | 2 | $1.1M |
| Fitness and Recreational Sports Centers | 4 | $664K |
| Insurance Agencies and Brokerages | 1 | $557K |
| Full-Service Restaurants | 1 | $549K |
| Offices of All Other Miscellaneous Health Practitioners | 2 | $498K |
| Landscaping Services | 2 | $424K |
Lenders with experience funding your specific industry in Flower Mound understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Flower Mound
Option 1: Apply directly to one of the top Flower Mound lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Flower Mound-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
