Best SBA Lenders in Fort Pierce, FL (2026)
2025 FOIA data: top lenders, rates & industries for Fort Pierce SBA loans
SBA Loans in Fort Pierce, Florida
Looking for an SBA loan in Fort Pierce, Florida? Based on 2025 FOIA data, 22 SBA 7(a) loans were funded in Fort Pierce totaling $15.5M, supporting an estimated 265 jobs. With 16 active lenders competing for business in the Fort Pierce market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Fort Pierce is $704K at an average rate of 10.7%. The top lender in Fort Pierce is GBank, with the most-funded industry being Hotels (except Casino Hotels) and Motels. See all Florida SBA lenders for statewide rankings.
SBA Loans in Fort Pierce by Business Type
Whether you’re starting a new business in Fort Pierce, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 11% of SBA loans in Fort Pierce (4 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 32% (1 loans) — if you’re looking to buy a business in Fort Pierce, this is a proven use case for SBA financing. Existing businesses make up 54% and typically receive the most favorable terms.
Top SBA Lenders in Fort Pierce, FL (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Fort Pierce businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | GBank | $5.0M | 1 | 8.5% |
| 2 | Celtic Bank Corporation | $4.3M | 2 | 11% |
| 3 | Truist Bank | $1.3M | 1 | 7.85% |
| 4 | Cadence Bank | $778K | 1 | 10% |
| 5 | Newtek Bank, National Association | $775K | 4 | 11.5% |
| 6 | Dogwood State Bank | $671K | 1 | 10% |
| 7 | iTHINK Financial CU | $650K | 1 | 9.5% |
| 8 | SouthState Bank, National Association | $500K | 1 | 10.5% |
| 9 | City National Bank of Florida | $424K | 1 | 10.25% |
| 10 | Northeast Bank | $350K | 3 | 10.42% |
The top lenders in Fort Pierce have direct experience with local businesses and understand the Fort Pierce market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Fort Pierce and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Fort Pierce
One 5-minute application. 16+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Fort Pierce
These are the industries that received the most SBA 7(a) funding in Fort Pierce in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 1 | $5.0M |
| Child Day Care Services | 2 | $4.9M |
| Other Commercial and Industrial Machinery and Equipment Rental and Lea | 1 | $1.3M |
| Fitness and Recreational Sports Centers | 1 | $778K |
| Full-Service Restaurants | 1 | $671K |
| All Other Specialty Trade Contractors | 1 | $500K |
| Framing Contractors | 1 | $500K |
| Supermarkets and Other Grocery (except Convenience) Stores | 1 | $424K |
| Roofing Contractors | 2 | $200K |
| Painting and Wall Covering Contractors | 2 | $200K |
Lenders with experience funding your specific industry in Fort Pierce understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Fort Pierce
Option 1: Apply directly to one of the top Fort Pierce lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Fort Pierce-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
