Best SBA Lenders in Georgetown, TX (2026)
2025 FOIA data: top lenders, rates & industries for Georgetown SBA loans
SBA Loans in Georgetown, Texas
Looking for an SBA loan in Georgetown, Texas? Based on 2025 FOIA data, 53 SBA 7(a) loans were funded in Georgetown totaling $32.2M, supporting an estimated 388 jobs. With 26 active lenders competing for business in the Georgetown market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Georgetown is $608K at an average rate of 10.19%. The top lender in Georgetown is Live Oak Banking Company, with the most-funded industry being Offices of Dentists. See all Texas SBA lenders for statewide rankings.
SBA Loans in Georgetown by Business Type
Whether you’re starting a new business in Georgetown, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 37% of SBA loans in Georgetown (11 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 12% (4 loans) — if you’re looking to buy a business in Georgetown, this is a proven use case for SBA financing. Existing businesses make up 41% and typically receive the most favorable terms.
Top SBA Lenders in Georgetown, TX (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Georgetown businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | $8.5M | 2 | 8.62% |
| 2 | The Huntington National Bank | $4.8M | 11 | 9.66% |
| 3 | R Bank | $3.0M | 1 | 10% |
| 4 | Newtek Bank, National Association | $2.7M | 6 | 11.21% |
| 5 | American Bank of Commerce | $1.6M | 1 | 9.5% |
| 6 | First-Citizens Bank & Trust Company | $1.2M | 1 | 10.25% |
| 7 | Cadence Bank | $1.1M | 2 | 10.12% |
| 8 | Frontier Bank of Texas | $1.1M | 2 | 9% |
| 9 | Fifth Third Bank | $1.0M | 1 | 8% |
| 10 | 1st Financial Bank USA | $1.0M | 1 | 9.5% |
The top lenders in Georgetown have direct experience with local businesses and understand the Georgetown market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Georgetown and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Georgetown
One 5-minute application. 26+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Georgetown
These are the industries that received the most SBA 7(a) funding in Georgetown in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Offices of Dentists | 3 | $7.4M |
| Full-Service Restaurants | 4 | $4.8M |
| Homes for the Elderly | 1 | $4.5M |
| Custom Computer Programming Services | 1 | $1.6M |
| Structural Steel and Precast Concrete Contractors | 1 | $1.5M |
| Other Personal Care Services | 3 | $1.5M |
| Offices of Lawyers | 1 | $1.2M |
| New Single-Family Housing Construction (except Operative Builders) | 1 | $1.0M |
| Fitness and Recreational Sports Centers | 3 | $898K |
| Snack and Nonalcoholic Beverage Bars | 1 | $752K |
Lenders with experience funding your specific industry in Georgetown understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Georgetown
Option 1: Apply directly to one of the top Georgetown lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Georgetown-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
