Gulf Coast Bank and Trust Company SBA Loans – Rates, States & Industries

Gulf Coast Bank and Trust Company SBA 7(a) loan profile. $141.0M funded, 142 loans at 10.30% avg rate. See top states, industries & how to apply.

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Gulf Coast Bank and Trust Company

National Rank by SBA 7(a) Loan Volume (2025)

$141.0M
Total Volume

142
Loans Funded

$993K
Avg Loan Size

10.30%
Avg Interest Rate

About Gulf Coast Bank and Trust Company

In 2025, Gulf Coast Bank and Trust Company funded $141.0M in SBA 7(a) loans across 142 businesses nationwide, making them the #48 SBA lender in the United States by loan volume.

๐Ÿ’ก Key Insight: Gulf Coast Bank and Trust Company’s average loan size is $993K at an average rate of 10.30%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Gulf Coast Bank and Trust Company

Here’s how Gulf Coast Bank and Trust Company distributes their SBA loans across different business types:

๐Ÿš€ Startups
54%
$69.5M โ€ข 76 loans

๐Ÿข Existing Businesses
30%
$32.6M โ€ข 42 loans

๐Ÿ”„ Acquisitions
17%
$38.9M โ€ข 24 loans

Top States for Gulf Coast Bank and Trust Company (2025)

Here are the states where Gulf Coast Bank and Trust Company has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 Texas$25.5M36$710K
2 Florida$19.9M20$993K
3 North Carolina$13.1M12$1.1M
4 Louisiana$12.8M10$1.3M
5 Utah$8.0M6$1.3M
6 Arizona$7.0M4$1.7M
7 California$6.8M5$1.4M
8 Nevada$6.1M3$2.0M
9 Pennsylvania$5.6M3$1.9M
10 Georgia$4.7M2$2.4M
11 Idaho$4.3M4$1.1M
12 Colorado$3.9M5$780K
13 New Jersey$3.1M4$778K
14 Oregon$2.8M3$930K
15 Tennessee$2.6M5$518K

Top Industries Funded by Gulf Coast Bank and Trust Company

Gulf Coast Bank and Trust Company funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Homes for the Elderly$11.5M6
2 Limited-Service Restaurants$10.8M10
3 Roofing Contractors$5.6M4
4 Breweries$5.4M4
5 All Other Miscellaneous Manufacturing$5.2M2
6 Landscaping Services$5.2M6
7 RV (Recreational Vehicle) Parks and Campgrounds$4.9M2
8 All Other Amusement and Recreation Industries$4.3M2
9 Hotels (except Casino Hotels) and Motels$4.2M2
10 Electrical Contractors$4.2M3
11 New Single-Family Housing Construction (except Operative Builders)$4.0M3
12 Commercial Gravure Printing$3.8M4
13 Electromedical and Electrotherapeutic Apparatus Manufacturing$3.5M1
14 Used Car Dealers$3.3M1
15 Child Day Care Services$3.3M4

Top Cities for Gulf Coast Bank and Trust Company

Sandy, Ut

$5.1M
Volume

3
Loans

New Orleans, La

$4.6M
Volume

3
Loans

Mandeville, La

$4.3M
Volume

2
Loans

Sandersville, Ga

$4.0M
Volume

1
Loans

Plant City, Fl

$3.8M
Volume

2
Loans

San Antonio, Tx

$3.7M
Volume

3
Loans

Las Vegas, Nv

$3.5M
Volume

1
Loans

Youngsville, Nc

$3.5M
Volume

1
Loans

New Brighton, Pa

$3.3M
Volume

1
Loans

Helotes, Tx

$3.2M
Volume

1
Loans

๐Ÿค How to Get a Loan from Gulf Coast Bank and Trust Company

Many top SBA lenders, including Gulf Coast Bank and Trust Company, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Gulf Coast Bank and Trust Company and can help you access their loan programs. Our service is completely free to borrowers.

๐Ÿ“ž Get Matched with Gulf Coast Bank and Trust Company

Ready to apply for an SBA loan through Gulf Coast Bank and Trust Company? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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