Best Janitorial & Cleaning Services SBA Lenders of 2026

Compare the top 114 SBA lenders for Janitorial & Cleaning Services businesses. $160.2M funded in 2025. Average rate 10.44%. Get matched free.

Table of Contents

Best Janitorial & Cleaning Services SBA Lenders of 2026

$160.2M
Total Funded

658
Loans Approved

$243K
Avg Loan Size

10.44%
Avg Interest Rate

114
Active Lenders

SBA Loans for Janitorial & Cleaning Services Businesses

The Janitorial & Cleaning Services industry received $160.2M in SBA 7(a) loans across 658 businesses in 2025. With 114 lenders actively funding this industry, finding the right bank can make a significant difference in your rates and approval odds.

Working with an experienced SBA loan broker who understands the Janitorial & Cleaning Services industry can help you access lenders that specialize in your business type.

💡 Key Insight: The average SBA loan for Janitorial & Cleaning Services businesses is $243K with an average rate of 10.44%. Lenders who specialize in this industry often offer better terms and faster approvals.

SBA Loans by Business Type

Here’s how SBA 7(a) loans break down for Janitorial & Cleaning Services businesses by business stage:

🚀 Startups
36%
$48.7M • 235 loans

🏢 Existing Businesses
55%
$73.6M • 362 loans

🔄 Business Acquisitions
9%
$37.0M • 58 loans

Top 50 SBA Lenders for Janitorial & Cleaning Services (2025)

These are the banks that funded the most SBA 7(a) loan volume to Janitorial & Cleaning Services businesses, ranked by total volume:

RankLenderVolumeLoansAvg Rate
1 The Huntington National Bank$9.8M589.98%
2 Northeast Bank$9.6M6110.77%
3 Newtek Bank, National Association$9.6M3210.92%
4 United Midwest Savings Bank National Association$8.4M4610.19%
5 TD Bank, National Association$7.8M4310.30%
6 Live Oak Banking Company$7.4M189.50%
7 First Bank of the Lake$5.9M2410.71%
8 Climate First Bank$5.5M410.06%
9 Colony Bank$5.1M39.83%
10 First Internet Bank of Indiana$5.1M610.13%
11 Bank of America, National Association$3.6M129.03%
12 Readycap Lending, LLC$3.5M1411.43%
13 BayFirst National Bank$2.9M2012.03%
14 U.S. Bank, National Association$2.7M3910.24%
15 Bank7$2.7M19.00%
16 JPMorgan Chase Bank, National Association$2.7M1512.13%
17 Celtic Bank Corporation$2.6M1510.55%
18 Pathward National Association$2.6M19.00%
19 First Savings Bank$2.4M210.13%
20 Magnifi Financial CU$2.3M1110.07%
21 Harvest Small Business Finance, LLC$2.3M310.25%
22 Citizens Bank$2.2M710.25%
23 City National Bank$2.0M16.50%
24 Johnson Bank$1.8M28.00%
25 CFBank National Association$1.8M27.75%
26 Lendistry SBLC, LLC$1.7M1012.20%
27 Manufacturers and Traders Trust Company$1.6M3012.12%
28 KeyBank National Association$1.4M39.83%
29 Cadence Bank$1.4M710.25%
30 Grasshopper Bank National Association$1.4M311.00%
31 Zions Bank, A Division of$1.2M1210.57%
32 Meridian Bank$1.2M29.63%
33 Jewett City Savings Bank$1.1M18.50%
34 First Business Bank$1.0M210.25%
35 Truliant FCU$1.0M110.25%
36 1st Colonial Community Bank$1.0M29.38%
37 Banc of California$1.0M17.00%
38 Banner Bank$989K39.50%
39 CenTrust Bank, A Division of SmartBiz Bank National Associat$963K611.42%
40 CalPrivate Bank$956K19.75%
41 Capital Bank, National Association$946K39.00%
42 Enterprise Bank & Trust$941K27.50%
43 Bank of Hope$933K39.33%
44 BMO Bank National Association$901K15.39%
45 Community Bank & Trust-West Georgia$889K110.25%
46 Union Bank and Trust Company$880K17.99%
47 Mission Valley Bank$855K210.25%
48 Eastern Bank$855K169.99%
49 Wells Fargo Bank National Association$834K812.13%
50 St. Louis Bank$780K110.25%

🚀 Best Lenders for Janitorial & Cleaning Services Startups

Starting a new janitorial services business? These lenders funded the most startup loans in this industry:

RankLenderStartup VolumeLoansAvg Rate
1 United Midwest Savings Bank National Association$7.7M4410.19%
2 The Huntington National Bank$6.0M4110.05%
3 First Bank of the Lake$5.2M1910.00%
4 TD Bank, National Association$4.5M159.83%
5 Pathward National Association$2.6M19.00%
6 Citizens Bank$2.2M710.25%
7 Magnifi Financial CU$2.0M910.03%
8 CFBank National Association$1.8M27.75%
9 Northeast Bank$1.2M811.06%
10 Meridian Bank$1.2M29.63%

🔄 Best Lenders for Janitorial & Cleaning Services Acquisitions

Looking to buy an existing janitorial services business? These lenders specialize in acquisition financing:

RankLenderAcquisition VolumeLoansAvg Rate
1 Climate First Bank$5.5M410.06%
2 Live Oak Banking Company$4.8M109.45%
3 First Internet Bank of Indiana$4.2M510.15%
4 Colony Bank$2.8M29.88%
5 The Huntington National Bank$2.2M49.63%
6 First Savings Bank$1.9M110.50%
7 Johnson Bank$1.6M17.50%
8 Jewett City Savings Bank$1.1M18.50%
9 Truliant FCU$1.0M110.25%
10 BayFirst National Bank$892K210.00%

🏢 Best Lenders for Existing Janitorial & Cleaning Services Businesses

Already running an established janitorial services business? These lenders have funded the most loans to existing businesses in your industry:

RankLenderVolumeLoansAvg Rate
1 Newtek Bank, National Association$9.2M3110.94%
2 Northeast Bank$8.4M5310.73%
3 Bank of America, National Association$3.3M119.28%
4 TD Bank, National Association$3.2M2810.55%
5 Bank7$2.7M19.00%
6 JPMorgan Chase Bank, National Association$2.7M1512.13%
7 Colony Bank$2.3M19.75%
8 Harvest Small Business Finance, LLC$2.3M310.25%
9 Live Oak Banking Company$2.2M49.68%
10 City National Bank$2.0M16.50%

Top States for Janitorial & Cleaning Services SBA Loans

Here are the states with the highest SBA lending volume for Janitorial & Cleaning Services businesses:

RankStateVolumeLoans
1 California$22.0M74
2 Florida$17.9M77
3 Texas$16.2M45
4 New York$8.4M38
5 Georgia$8.1M27
6 Alabama$7.0M7
7 Tennessee$6.4M18
8 Arizona$6.1M16
9 Pennsylvania$5.1M22
10 Minnesota$4.9M20
11 Virginia$4.7M20
12 Ohio$4.4M20
13 South Carolina$4.4M14
14 Washington$3.8M16
15 Wisconsin$3.6M15
16 North Carolina$3.4M14
17 New Jersey$3.0M26
18 Indiana$2.9M13
19 Connecticut$2.6M12
20 Massachusetts$2.5M21
21 Nevada$2.3M14
22 Illinois$2.2M12
23 Oregon$1.9M8
24 Maryland$1.9M24
25 Colorado$1.9M7
26 Missouri$1.4M7
27 Idaho$1.4M9
28 Utah$1.3M7
29 Kansas$1.3M5
30 Nebraska$1.2M2
31 Montana$980K6
32 Michigan$926K9
33 Maine$775K5
34 Wyoming$626K2
35 Louisiana$538K5
36 New Hampshire$530K5
37 Kentucky$505K4
38 Iowa$432K4
39 Mississippi$302K2
40 Hawaii$190K2
41 Delaware$125K2
42 Rhode Island$85K1
43 Arkansas$78K1

Top Cities for Janitorial & Cleaning Services SBA Loans

Austin, Tx

$6.2M
Volume

9
Loans

Nashville, Tn

$3.3M
Volume

6
Loans

Birmingham, Al

$3.2M
Volume

1
Loans

Deer Park, Ny

$3.1M
Volume

1
Loans

San Antonio, Tx

$3.1M
Volume

3
Loans

Phoenix, Az

$2.8M
Volume

6
Loans

Miami, Fl

$2.7M
Volume

8
Loans

Opelika, Al

$2.3M
Volume

1
Loans

Lagrange, Ga

$2.1M
Volume

1
Loans

Los Angeles, Ca

$2.1M
Volume

2
Loans

Oakland, Ca

$2.0M
Volume

1
Loans

Columbus, Oh

$2.0M
Volume

3
Loans

Berkeley, Ca

$2.0M
Volume

2
Loans

Greenville, Sc

$1.9M
Volume

4
Loans

Sebastopol, Ca

$1.9M
Volume

2
Loans

Alexandria, Va

$1.9M
Volume

7
Loans

🤝 Why Use an SBA Broker for Janitorial & Cleaning Services Loans?

GoSBA Loans has extensive experience financing Janitorial & Cleaning Services businesses:

  • Industry expertise — we know which lenders specialize in Janitorial & Cleaning Services
  • Access to 114+ lenders — including banks that don’t accept direct applications
  • Better rates — our relationships help secure competitive terms
  • Faster approvals — proper preparation leads to quicker decisions
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Janitorial & Cleaning Services SBA Loan

Our team specializes in SBA financing for Janitorial & Cleaning Services businesses. Let us match you with the right lender for your specific needs.

Need SBA financing for your Janitorial & Cleaning Services business? GoSBA Loans specializes in SBA loans for Janitorial & Cleaning Services businesses. Contact our industry specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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