Best Kansas City, MO SBA Lenders & Rates of 2026

Compare 45 SBA lenders in Kansas City, MO. $68.2M funded across 111 businesses. Average rate 9.87%. Get matched free.

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Best Kansas City, MO SBA Lenders & Rates of 2026

$68.2M
Total Funded

111
Loans Approved

$614K
Avg Loan Size

9.87%
Avg Interest Rate

45
Active Lenders

SBA Loans in Kansas City, MO

Kansas City, MO businesses received $68.2M in SBA 7(a) loan approvals across 111 businesses in 2025. With 45 active SBA lenders competing for business in Kansas City, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Kansas City is $614K, with rates averaging 9.87%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Kansas City SBA Loans by Business Type

🚀 Startups
38%
$24.2M • 42 loans

🏢 Existing Businesses
48%
$22.7M • 53 loans

🔄 Acquisitions
14%
$21.3M • 16 loans

Top SBA Lenders in Kansas City, MO (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Kansas City businesses:

RankLenderVolumeLoansAvg Rate
1 OakStar Bank$5.2M59.70%
2 United FCU$5.0M19.50%
3 First Bank of the Lake$4.6M19.50%
4 First Internet Bank of Indiana$4.5M210.25%
5 US Metro Bank$4.2M18.00%
6 CommunityAmerica Federal Credit Union$4.2M49.00%
7 Pathward National Association$3.3M29.00%
8 Truliant FCU$3.0M210.00%
9 Readycap Lending, LLC$2.9M712.79%
10 Live Oak Banking Company$2.6M59.14%
11 Celtic Bank Corporation$2.3M29.75%
12 U.S. Bank, National Association$2.2M910.10%
13 Newtek Bank, National Association$1.9M510.50%
14 Heritage Bank Inc$1.9M110.50%
15 Union Bank and Trust Company$1.8M28.25%
16 The Bank of Houston$1.7M19.25%
17 The Huntington National Bank$1.4M89.88%
18 Northeast Bank$1.3M810.94%
19 Cadence Bank$1.2M19.75%
20 Wells Fargo Bank National Association$1.2M28.80%
21 Commerce Bank$1.2M49.54%
22 Fidelity Bank, National Association$1.0M29.28%
23 Wilmington Savings Fund Society FSB$1.0M19.00%
24 Capitol Federal Savings Bank$851K17.75%
25 UMB Bank, National Association$810K58.42%
26 Kendall Bank$774K29.50%
27 Four States Bank, Inc.$690K19.75%
28 The Bank of Missouri$583K18.50%
29 Citizens Bank$500K110.25%
30 Emprise Bank$475K38.26%
31 Hancock Whitney Bank$457K110.00%
32 Equity Bank$384K18.00%
33 JPMorgan Chase Bank, National Association$370K211.75%
34 MISSINGMAINBANKID$345K18.50%
35 CenTrust Bank, A Division of SmartBiz Bank National Associat$300K211.75%
36 BayFirst National Bank$285K312.25%
37 Small Business Bank$272K19.88%
38 Sunflower Bank National Association$242K19.00%
39 First Heritage Bank$234K29.25%
40 NBKC Bank$205K25.25%
41 Arvest Bank$150K18.75%
42 United Midwest Savings Bank National Association$135K110.00%
43 Simmons Bank$86K19.50%
44 Southern Bank$66K110.25%
45 Lendistry SBLC, LLC$30K113.50%

Top Industries in Kansas City

Here are the industries that received the most SBA funding in Kansas City:

SBA Loans in Missouri

Kansas City is part of Missouri‘s SBA lending market. For statewide data and more lender options, see our full Missouri SBA Lenders guide.

🤝 Why Use an SBA Broker in Kansas City?

GoSBA Loans helps Kansas City businesses access the best SBA lenders:

  • Access 45+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Kansas City
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Kansas City SBA Loan

Our team has helped hundreds of Kansas City businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Kansas City? GoSBA Loans is a trusted SBA loan broker serving businesses in Kansas City and across Missouri. Contact our Kansas City SBA specialists today for a free consultation.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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