BayFirst National Bank SBA Loans – Rates, States & Industries

BayFirst National Bank SBA 7(a) loan profile. $228.3M funded, 1372 loans at 12.07% avg rate. See top states, industries & how to apply.

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BayFirst National Bank

National Rank by SBA 7(a) Loan Volume (2025)

$228.3M
Total Volume

1,372
Loans Funded

$166K
Avg Loan Size

12.07%
Avg Interest Rate

About BayFirst National Bank

In 2025, BayFirst National Bank funded $228.3M in SBA 7(a) loans across 1,372 businesses nationwide, making them the #28 SBA lender in the United States by loan volume.

💡 Key Insight: BayFirst National Bank’s average loan size is $166K at an average rate of 12.07%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by BayFirst National Bank

Here’s how BayFirst National Bank distributes their SBA loans across different business types:

🚀 Startups
3%
$16.4M • 38 loans

🏢 Existing Businesses
93%
$179.6M • 1280 loans

🔄 Acquisitions
4%
$32.3M • 54 loans

Top States for BayFirst National Bank (2025)

Here are the states where BayFirst National Bank has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 Florida$34.4M165$209K
2 Texas$31.5M150$210K
3 California$25.7M194$132K
4 New York$16.9M120$141K
5 Georgia$9.0M46$195K
6 Tennessee$7.5M30$251K
7 Washington$7.5M44$171K
8 New Jersey$7.4M50$148K
9 Illinois$6.4M45$143K
10 Pennsylvania$6.1M35$174K
11 Colorado$5.9M35$170K
12 North Carolina$5.9M33$178K
13 Arizona$5.7M39$147K
14 Ohio$4.1M28$147K
15 Virginia$4.0M31$129K

Top Industries Funded by BayFirst National Bank

BayFirst National Bank funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Other Personal Care Services$8.4M18
2 Residential Remodelers$7.2M51
3 Child Day Care Services$5.4M19
4 Cut and Sew Apparel Contractors$5.2M2
5 Plumbing, Heating, and Air-Conditioning Contractors$4.9M31
6 All Other Specialty Trade Contractors$4.4M20
7 General Automotive Repair$4.3M27
8 Insurance Agencies and Brokerages$3.6M24
9 Administrative Management and General Management Consulting Services$3.5M26
10 New Single-Family Housing Construction (except Operative Builders)$3.4M20
11 Other Accounting Services$3.4M18
12 Electrical Contractors$3.4M23
13 Home Health Care Services$3.2M21
14 Beauty Salons$3.0M24
15 Offices of Physicians (except Mental Health Specialists)$3.0M22

Top Cities for BayFirst National Bank

Austin, Tx

$6.0M
Volume

8
Loans

Tampa, Fl

$5.9M
Volume

11
Loans

Miami, Fl

$5.6M
Volume

25
Loans

Brooklyn, Ny

$4.1M
Volume

31
Loans

Hendersonville, Tn

$3.0M
Volume

2
Loans

Atlanta, Ga

$2.3M
Volume

7
Loans

Dallas, Tx

$2.3M
Volume

13
Loans

New Braunfels, Tx

$1.9M
Volume

5
Loans

Chicago, Il

$1.8M
Volume

11
Loans

San Diego, Ca

$1.8M
Volume

13
Loans

🤝 How to Get a Loan from BayFirst National Bank

Many top SBA lenders, including BayFirst National Bank, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with BayFirst National Bank and can help you access their loan programs. Our service is completely free to borrowers.

📞 Get Matched with BayFirst National Bank

Ready to apply for an SBA loan through BayFirst National Bank? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Other Top SBA Lenders

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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