Climate First Bank SBA Loans – Rates, States & Industries

Climate First Bank SBA 7(a) loan profile. $144.2M funded, 127 loans at 9.90% avg rate. See top states, industries & how to apply.

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Climate First Bank

National Rank by SBA 7(a) Loan Volume (2025)

$144.2M
Total Volume

127
Loans Funded

$1.1M
Avg Loan Size

9.90%
Avg Interest Rate

About Climate First Bank

In 2025, Climate First Bank funded $144.2M in SBA 7(a) loans across 127 businesses nationwide, making them the #46 SBA lender in the United States by loan volume.

💡 Key Insight: Climate First Bank’s average loan size is $1.1M at an average rate of 9.90%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Climate First Bank

Here’s how Climate First Bank distributes their SBA loans across different business types:

🚀 Startups
62%
$70.7M • 79 loans

🏢 Existing Businesses
21%
$39.8M • 27 loans

🔄 Acquisitions
17%
$33.7M • 21 loans

Top States for Climate First Bank (2025)

Here are the states where Climate First Bank has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 Florida$44.5M37$1.2M
2 Texas$23.3M16$1.5M
3 Alabama$11.9M5$2.4M
4 North Carolina$9.5M7$1.4M
5 Iowa$6.9M4$1.7M
6 New York$6.4M3$2.1M
7 Washington$5.3M6$884K
8 California$5.3M8$663K
9 South Carolina$4.8M2$2.4M
10 Pennsylvania$3.6M5$727K
11 Indiana$3.2M2$1.6M
12 Georgia$2.8M5$558K
13 Michigan$2.4M2$1.2M
14 Nebraska$2.2M3$721K
15 Utah$1.7M3$557K

Top Industries Funded by Climate First Bank

Climate First Bank funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 All Other Amusement and Recreation Industries$17.4M11
2 Fitness and Recreational Sports Centers$7.6M10
3 Hotels (except Casino Hotels) and Motels$7.1M4
4 Other Personal Care Services$7.1M9
5 Plumbing, Heating, and Air-Conditioning Contractors$5.6M5
6 Janitorial Services$5.5M4
7 Offices of All Other Miscellaneous Health Practitioners$5.3M2
8 Limited-Service Restaurants$5.1M8
9 Home Health Care Services$5.0M2
10 Boat Dealers$4.4M1
11 Sign Manufacturing$4.4M1
12 Electrical Contractors$3.9M2
13 General Freight Trucking, Local$3.9M1
14 Elementary and Secondary Schools$3.8M2
15 New Single-Family Housing Construction (except Operative Builders)$3.8M2

Top Cities for Climate First Bank

Houston, Tx

$6.1M
Volume

3
Loans

Arlington, Tx

$5.0M
Volume

1
Loans

Jamaica, Ny

$5.0M
Volume

2
Loans

Boca Raton, Fl

$4.8M
Volume

1
Loans

Sanford, Fl

$4.4M
Volume

1
Loans

Ocoee, Fl

$4.4M
Volume

1
Loans

Enterprise, Al

$4.4M
Volume

2
Loans

Vero Beach, Fl

$4.2M
Volume

3
Loans

Clemmons, Nc

$3.9M
Volume

2
Loans

Kernersville, Nc

$3.9M
Volume

2
Loans

🤝 How to Get a Loan from Climate First Bank

Many top SBA lenders, including Climate First Bank, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Climate First Bank and can help you access their loan programs. Our service is completely free to borrowers.

📞 Get Matched with Climate First Bank

Ready to apply for an SBA loan through Climate First Bank? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Other Top SBA Lenders

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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