Pinnacle Bank SBA Loans – Rates, States & Industries

Pinnacle Bank SBA 7(a) loan profile. $196.7M funded, 159 loans at 9.24% avg rate. See top states, industries & how to apply.

Table of Contents

35

Pinnacle Bank

National Rank by SBA 7(a) Loan Volume (2025)

$196.7M
Total Volume

159
Loans Funded

$1.2M
Avg Loan Size

9.24%
Avg Interest Rate

About Pinnacle Bank

In 2025, Pinnacle Bank funded $196.7M in SBA 7(a) loans across 159 businesses nationwide, making them the #35 SBA lender in the United States by loan volume.

💡 Key Insight: Pinnacle Bank’s average loan size is $1.2M at an average rate of 9.24%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Pinnacle Bank

Here’s how Pinnacle Bank distributes their SBA loans across different business types:

🚀 Startups
50%
$95.8M • 80 loans

🏢 Existing Businesses
35%
$61.4M • 55 loans

🔄 Acquisitions
15%
$39.5M • 24 loans

Top States for Pinnacle Bank (2025)

Here are the states where Pinnacle Bank has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 North Carolina$62.9M47$1.3M
2 Tennessee$44.8M35$1.3M
3 California$17.1M11$1.6M
4 Georgia$16.5M18$917K
5 Virginia$14.6M8$1.8M
6 South Carolina$13.9M15$927K
7 Florida$10.0M12$829K
8 Missouri$5.0M1$5.0M
9 Alabama$4.0M5$800K
10 Mississippi$2.5M2$1.2M
11 Massachusetts$2.2M1$2.2M
12 Maryland$1.4M1$1.4M
13 New Jersey$1.3M1$1.3M
14 Arkansas$322K1$322K
15 Illinois$200K1$200K

Top Industries Funded by Pinnacle Bank

Pinnacle Bank funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Homes for the Elderly$21.8M12
2 Full-Service Restaurants$12.8M13
3 Offices of Certified Public Accountants$7.3M4
4 All Other Specialty Trade Contractors$6.1M8
5 Glass and Glazing Contractors$5.8M3
6 Supermarkets and Other Grocery (except Convenience) Stores$5.3M2
7 Other Building Equipment Contractors$5.0M2
8 Plastics Pipe and Pipe Fitting Manufacturing$5.0M1
9 All Other Miscellaneous Manufacturing$5.0M1
10 All Other Professional, Scientific, and Technical Services$4.7M1
11 All Other Amusement and Recreation Industries$4.7M5
12 Other Residential Care Facilities$4.6M2
13 Other Grocery and Related Products Merchant Wholesalers$4.4M1
14 Limited-Service Restaurants$3.9M6
15 Computer Systems Design Services$3.7M3

Top Cities for Pinnacle Bank

Charlotte, Nc

$30.0M
Volume

21
Loans

Nashville, Tn

$15.9M
Volume

6
Loans

Gloucester, Va

$9.3M
Volume

4
Loans

Memphis, Tn

$7.2M
Volume

7
Loans

Cary, Nc

$5.8M
Volume

3
Loans

Chattanooga, Tn

$5.6M
Volume

4
Loans

Mooresville, Nc

$5.6M
Volume

2
Loans

Alto, Ga

$5.0M
Volume

1
Loans

Tipton, Mo

$5.0M
Volume

1
Loans

Camarillo, Ca

$4.7M
Volume

1
Loans

🤝 How to Get a Loan from Pinnacle Bank

Many top SBA lenders, including Pinnacle Bank, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Pinnacle Bank and can help you access their loan programs. Our service is completely free to borrowers.

📞 Get Matched with Pinnacle Bank

Ready to apply for an SBA loan through Pinnacle Bank? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Other Top SBA Lenders

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
CONTACT US