Best SBA Lenders in Lilburn, GA (2026)
2025 FOIA data: top lenders, rates & industries for Lilburn SBA loans
SBA Loans in Lilburn, Georgia
Looking for an SBA loan in Lilburn, Georgia? Based on 2025 FOIA data, 19 SBA 7(a) loans were funded in Lilburn totaling $16.1M, supporting an estimated 142 jobs. With 12 active lenders competing for business in the Lilburn market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Lilburn is $846K at an average rate of 10.62%. The top lender in Lilburn is Metro City Bank, with the most-funded industry being Ornamental and Architectural Metal Work Manufacturing. See all Georgia SBA lenders for statewide rankings.
SBA Loans in Lilburn by Business Type
Whether you’re starting a new business in Lilburn, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 3% of SBA loans in Lilburn (1 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 58% (5 loans) — if you’re looking to buy a business in Lilburn, this is a proven use case for SBA financing. Existing businesses make up 36% and typically receive the most favorable terms.
Top SBA Lenders in Lilburn, GA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Lilburn businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Metro City Bank | $5.0M | 1 | 8.25% |
| 2 | United Community Bank | $5.0M | 2 | 9.5% |
| 3 | Brookline Bank, a Division of Beacon Bank and Trust | $1.9M | 1 | 10.25% |
| 4 | Mechanics and Farmers Bank | $1.5M | 1 | 10.5% |
| 5 | The Huntington National Bank | $845K | 2 | 8% |
| 6 | Northeast Bank | $800K | 5 | 10.4% |
| 7 | Heritage Bank Inc | $496K | 1 | 10% |
| 8 | Newtek Bank, National Association | $250K | 2 | 10.5% |
| 9 | First Bank of the Lake | $150K | 1 | 13.5% |
| 10 | JPMorgan Chase Bank, National Association | $100K | 1 | 13.75% |
The top lenders in Lilburn have direct experience with local businesses and understand the Lilburn market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Lilburn and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Lilburn
One 5-minute application. 12+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Lilburn
These are the industries that received the most SBA 7(a) funding in Lilburn in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Ornamental and Architectural Metal Work Manufacturing | 2 | $5.0M |
| General Automotive Repair | 2 | $2.0M |
| Other Computer Related Services | 1 | $1.5M |
| Offices of Dentists | 2 | $845K |
| Limited-Service Restaurants | 1 | $496K |
| Other Accounting Services | 1 | $250K |
| Offices of Certified Public Accountants | 1 | $250K |
| Janitorial Services | 2 | $229K |
| Landscaping Services | 1 | $150K |
| Offices of All Other Miscellaneous Health Practitioners | 1 | $150K |
Lenders with experience funding your specific industry in Lilburn understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Lilburn
Option 1: Apply directly to one of the top Lilburn lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Lilburn-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
