Best SBA Lenders in Longview, TX (2026)
2025 FOIA data: top lenders, rates & industries for Longview SBA loans
SBA Loans in Longview, Texas
Looking for an SBA loan in Longview, Texas? Based on 2025 FOIA data, 17 SBA 7(a) loans were funded in Longview totaling $17.5M, supporting an estimated 158 jobs. With 13 active lenders competing for business in the Longview market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Longview is $1.0M at an average rate of 10.34%. The top lender in Longview is T Bank, National Association, with the most-funded industry being Hotels (except Casino Hotels) and Motels. See all Texas SBA lenders for statewide rankings.
SBA Loans in Longview by Business Type
Whether you’re starting a new business in Longview, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 22% of SBA loans in Longview (2 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 60% (5 loans) — if you’re looking to buy a business in Longview, this is a proven use case for SBA financing. Existing businesses make up 9% and typically receive the most favorable terms.
Top SBA Lenders in Longview, TX (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Longview businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | T Bank, National Association | $6.9M | 3 | 9.42% |
| 2 | American Bank, National Association | $3.7M | 1 | 9% |
| 3 | Live Oak Banking Company | $3.5M | 1 | 9% |
| 4 | PCB Bank | $1.0M | 1 | 8.5% |
| 5 | Austin Bank Texas National Association | $515K | 1 | 8.75% |
| 6 | Readycap Lending, LLC | $512K | 1 | 9.25% |
| 7 | Newtek Bank, National Association | $500K | 2 | 12% |
| 8 | Cadence Bank | $262K | 1 | 10.25% |
| 9 | Northeast Bank | $204K | 2 | 11% |
| 10 | Regions Bank | $150K | 1 | 11% |
The top lenders in Longview have direct experience with local businesses and understand the Longview market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Longview and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Longview
One 5-minute application. 13+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Longview
These are the industries that received the most SBA 7(a) funding in Longview in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 1 | $3.7M |
| Limited-Service Restaurants | 1 | $3.5M |
| Snack and Nonalcoholic Beverage Bars | 1 | $1.8M |
| Full-Service Restaurants | 1 | $1.0M |
| Plumbing, Heating, and Air-Conditioning Contractors | 2 | $500K |
| Electrical Contractors | 1 | $262K |
| Child Day Care Services | 2 | $204K |
| Environmental Consulting Services | 1 | $150K |
| Residential Remodelers | 1 | $150K |
| Sign Manufacturing | 1 | $80K |
Lenders with experience funding your specific industry in Longview understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Longview
Option 1: Apply directly to one of the top Longview lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Longview-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
