Best Mesa, AZ SBA Lenders & Rates of 2026

Compare 44 SBA lenders in Mesa, AZ. $70.4M funded across 137 businesses. Average rate 10.00%. Get matched free.

Table of Contents

Best Mesa, AZ SBA Lenders & Rates of 2026

$70.4M
Total Funded

137
Loans Approved

$514K
Avg Loan Size

10.00%
Avg Interest Rate

44
Active Lenders

SBA Loans in Mesa, AZ

Mesa, AZ businesses received $70.4M in SBA 7(a) loan approvals across 137 businesses in 2025. With 44 active SBA lenders competing for business in Mesa, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Mesa is $514K, with rates averaging 10.00%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Mesa SBA Loans by Business Type

🚀 Startups
27%
$26.5M • 37 loans

🏢 Existing Businesses
61%
$26.7M • 84 loans

🔄 Acquisitions
12%
$17.2M • 16 loans

Top SBA Lenders in Mesa, AZ (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Mesa businesses:

RankLenderVolumeLoansAvg Rate
1 Gainey Business Bank$9.4M39.67%
2 Pathward National Association$5.0M210.25%
3 Wallis Bank$4.4M18.50%
4 Live Oak Banking Company$4.3M48.94%
5 Wells Fargo Bank National Association$3.7M1010.90%
6 U.S. Bank, National Association$3.1M88.36%
7 Northeast Bank$2.9M1910.84%
8 BOKF, National Association$2.6M27.50%
9 The Bancorp Bank National Association$2.6M28.25%
10 American Momentum Bank$2.4M29.00%
11 Western Alliance Bank$2.3M48.75%
12 MidFirst Bank$2.1M27.13%
13 JPMorgan Chase Bank, National Association$2.1M510.44%
14 St. Louis Bank$2.1M110.25%
15 America First FCU$2.0M17.25%
16 Newtek Bank, National Association$1.8M710.50%
17 The Huntington National Bank$1.8M39.33%
18 Bank of America, National Association$1.7M69.13%
19 Mountain America FCU$1.7M610.94%
20 Celtic Bank Corporation$1.4M710.21%
21 Alerus Financial, National Association$1.3M27.38%
22 Zions Bank, A Division of$1.3M610.21%
23 Readycap Lending, LLC$1.3M411.19%
24 Bank Five Nine$1.1M29.63%
25 Harvest Small Business Finance, LLC$1.0M29.63%
26 First Bank of the Lake$608K210.00%
27 City National Bank$607K16.31%
28 Citizens Bank$553K19.75%
29 Oconee State Bank$408K110.00%
30 Midwest Regional Bank$387K210.25%
31 Cadence Bank$350K110.25%
32 Grasshopper Bank National Association$350K111.50%
33 BayFirst National Bank$307K312.25%
34 BMO Bank National Association$284K17.70%
35 Bell Bank$250K39.50%
36 Heritage Bank Inc$225K212.13%
37 Arizona Financial Credit Union$175K19.50%
38 CDC Small Business Finance Corp.$120K110.50%
39 United Midwest Savings Bank National Association$115K110.25%
40 Comerica Bank$100K19.50%
41 BNC National Bank$50K18.50%
42 AMPAC Tri-State CDC, Inc.$48K114.00%
43 Columbia Bank$41K112.50%
44 WaFd Bank$15K112.38%

Top Industries in Mesa

Here are the industries that received the most SBA funding in Mesa:

SBA Loans in Arizona

Mesa is part of Arizona‘s SBA lending market. For statewide data and more lender options, see our full Arizona SBA Lenders guide.

🤝 Why Use an SBA Broker in Mesa?

GoSBA Loans helps Mesa businesses access the best SBA lenders:

  • Access 44+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Mesa
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Mesa SBA Loan

Our team has helped hundreds of Mesa businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Mesa? GoSBA Loans is a trusted SBA loan broker serving businesses in Mesa and across Arizona. Contact our Mesa SBA specialists today for a free consultation.

Explore More SBA Markets

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
CONTACT US