Best SBA Lenders in Overland Park, KS (2026)
2025 FOIA data: top lenders, rates & industries for Overland Park SBA loans
SBA Loans in Overland Park, Kansas
Looking for an SBA loan in Overland Park, Kansas? Based on 2025 FOIA data, 71 SBA 7(a) loans were funded in Overland Park totaling $51.9M, supporting an estimated 635 jobs. With 39 active lenders competing for business in the Overland Park market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Overland Park is $731K at an average rate of 9.86%. The top lender in Overland Park is Truliant FCU, with the most-funded industry being Brick, Stone, and Related Construction Material Merchant Wholesalers. See all Kansas SBA lenders for statewide rankings.
SBA Loans in Overland Park by Business Type
Whether you’re starting a new business in Overland Park, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 26% of SBA loans in Overland Park (22 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 32% (10 loans) — if you’re looking to buy a business in Overland Park, this is a proven use case for SBA financing. Existing businesses make up 38% and typically receive the most favorable terms.
Top SBA Lenders in Overland Park, KS (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Overland Park businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Truliant FCU | $6.2M | 2 | 10.5% |
| 2 | Northwest Bank | $5.0M | 1 | 8.5% |
| 3 | Live Oak Banking Company | $4.3M | 4 | 9.81% |
| 4 | First Internet Bank of Indiana | $3.8M | 2 | 10% |
| 5 | Small Business Bank | $3.8M | 2 | 10.75% |
| 6 | Dogwood State Bank | $2.9M | 2 | 9.88% |
| 7 | UMB Bank, National Association | $2.9M | 2 | 6.48% |
| 8 | First Bank of the Lake | $2.4M | 3 | 9.92% |
| 9 | OakStar Bank | $2.4M | 6 | 9.71% |
| 10 | Commerce Bank | $2.2M | 1 | 8% |
The top lenders in Overland Park have direct experience with local businesses and understand the Overland Park market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Overland Park and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Overland Park
One 5-minute application. 39+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Overland Park
These are the industries that received the most SBA 7(a) funding in Overland Park in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Brick, Stone, and Related Construction Material Merchant Wholesalers | 1 | $5.0M |
| Other Computer Related Services | 1 | $5.0M |
| Offices of All Other Miscellaneous Health Practitioners | 2 | $3.8M |
| Offices of Physicians, Mental Health Specialists | 2 | $3.8M |
| All Other Amusement and Recreation Industries | 3 | $2.6M |
| Full-Service Restaurants | 3 | $2.5M |
| Offices of Dentists | 1 | $2.5M |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 1 | $2.3M |
| Temporary Help Services | 1 | $2.2M |
| Limited-Service Restaurants | 3 | $1.9M |
Lenders with experience funding your specific industry in Overland Park understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Overland Park
Option 1: Apply directly to one of the top Overland Park lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Overland Park-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
