Best SBA Lenders in Pasadena, TX (2026)
2025 FOIA data: top lenders, rates & industries for Pasadena SBA loans
SBA Loans in Pasadena, Texas
Looking for an SBA loan in Pasadena, Texas? Based on 2025 FOIA data, 25 SBA 7(a) loans were funded in Pasadena totaling $27.6M, supporting an estimated 435 jobs. With 17 active lenders competing for business in the Pasadena market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Pasadena is $1.1M at an average rate of 10.52%. The top lender in Pasadena is First Bank of the Lake, with the most-funded industry being General Freight Trucking, Long Distance, Truckload. See all Texas SBA lenders for statewide rankings.
SBA Loans in Pasadena by Business Type
Whether you’re starting a new business in Pasadena, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 1% of SBA loans in Pasadena (3 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 17% (3 loans) — if you’re looking to buy a business in Pasadena, this is a proven use case for SBA financing. Existing businesses make up 56% and typically receive the most favorable terms.
Top SBA Lenders in Pasadena, TX (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Pasadena businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | First Bank of the Lake | $10.0M | 2 | 9.25% |
| 2 | Wallis Bank | $5.0M | 1 | 7.5% |
| 3 | First Service Credit Union | $2.5M | 1 | 8.5% |
| 4 | Capital One, National Association | $1.9M | 1 | 6.35% |
| 5 | Regions Bank | $1.8M | 1 | 6.5% |
| 6 | Celtic Bank Corporation | $1.7M | 1 | 9.5% |
| 7 | Moody National Bank | $1.3M | 1 | 10% |
| 8 | Citizens Bank | $869K | 1 | 10% |
| 9 | Home Bank, National Association | $510K | 1 | 9.5% |
| 10 | The Bancorp Bank National Association | $431K | 1 | 8% |
The top lenders in Pasadena have direct experience with local businesses and understand the Pasadena market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Pasadena and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Pasadena
One 5-minute application. 17+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Pasadena
These are the industries that received the most SBA 7(a) funding in Pasadena in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| General Freight Trucking, Long Distance, Truckload | 1 | $5.0M |
| Hotels (except Casino Hotels) and Motels | 1 | $2.5M |
| General Automotive Repair | 2 | $2.2M |
| All Other Personal Services | 1 | $1.9M |
| Offices of Lawyers | 1 | $1.3M |
| Sporting and Recreational Goods and Supplies Merchant Wholesalers | 1 | $869K |
| Community Food Services | 1 | $510K |
| All Other Outpatient Care Centers | 1 | $348K |
| Sign Manufacturing | 1 | $250K |
| Commercial Photography | 2 | $230K |
Lenders with experience funding your specific industry in Pasadena understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Pasadena
Option 1: Apply directly to one of the top Pasadena lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Pasadena-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
