BlogRankingCityBest Plano, TX SBA Lenders & Rates of 2026

Best Plano, TX SBA Lenders & Rates of 2026

February 2, 2026
City, Ranking
3 min read

Best Plano, TX SBA Lenders & Rates of 2026

$72.2M
Total Funded

105
Loans Approved

$688K
Avg Loan Size

9.99%
Avg Interest Rate

45
Active Lenders

SBA Loans in Plano, TX

Plano, TX businesses received $72.2M in SBA 7(a) loan approvals across 105 businesses in 2025. With 45 active SBA lenders competing for business in Plano, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Plano is $688K, with rates averaging 9.99%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Plano SBA Loans by Business Type

🚀 Startups
38%
$23.1M • 40 loans

🏢 Existing Businesses
49%
$27.4M • 51 loans

🔄 Acquisitions
13%
$21.6M • 14 loans

Top SBA Lenders in Plano, TX (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Plano businesses:

Rank Lender Volume Loans Avg Rate
1 The Huntington National Bank $7.2M 15 9.98%
2 Live Oak Banking Company $7.2M 5 9.00%
3 First Utah Bank $6.0M 2 9.75%
4 Global One Bank $5.7M 3 9.00%
5 T Bank, National Association $5.6M 3 8.83%
6 Texas Capital Bank $4.8M 2 6.22%
7 Metro City Bank $4.7M 2 8.63%
8 Byline Bank $3.2M 2 10.00%
9 Lendistry SBLC, LLC $2.8M 3 10.58%
10 Harvest Small Business Finance, LLC $2.8M 1 10.00%
11 Evolve Bank and Trust $2.2M 1 10.00%
12 Northeast Bank $1.7M 10 10.60%
13 Celtic Bank Corporation $1.5M 3 9.83%
14 Newtek Bank, National Association $1.2M 8 10.81%
15 Security National Bank of Omaha $1.1M 2 9.88%
16 Wells Fargo Bank National Association $1.0M 1 7.12%
17 Colonial Savings FA $969K 1 7.50%
18 Comerica Bank $891K 2 7.50%
19 VelocitySBA, LLC $816K 1 10.00%
20 Merchants & Marine Bank $786K 2 10.25%
21 BayFirst National Bank $750K 5 11.90%
22 First Commonwealth Bank $748K 1 10.25%
23 PCB Bank $677K 2 9.25%
24 Cadence Bank $649K 2 9.63%
25 United Midwest Savings Bank National Association $590K 4 10.25%
26 Quaint Oak Bank $532K 1 10.25%
27 Platinum Bank $515K 1 10.00%
28 First National Bank of Pennsylvania $508K 1 10.25%
29 Frost Bank $500K 1 9.25%
30 City National Bank of Florida $500K 1 10.25%
31 Bank of America, National Association $458K 1 3.75%
32 First Financial Bank $412K 1 8.00%
33 Dogwood State Bank $383K 1 10.00%
34 Regions Bank $350K 1 11.99%
35 First Bank of the Lake $338K 1 10.25%
36 Citizens Bank $333K 1 10.25%
37 b1BANK $317K 1 9.75%
38 CDC Small Business Finance Corp. $261K 1 10.50%
39 Commonwealth Business Bank $235K 1 9.25%
40 JPMorgan Chase Bank, National Association $233K 1 12.80%
41 CenTrust Bank, A Division of SmartBiz Bank National Associat $225K 1 10.50%
42 Readycap Lending, LLC $215K 3 12.75%
43 Magnifi Financial CU $98K 1 10.25%
44 Zions Bank, A Division of $50K 1 14.00%
45 U.S. Bank, National Association $25K 1 10.24%

Top Industries in Plano

Here are the industries that received the most SBA funding in Plano:

Photography Studios, Portrait

$6.2M
Volume

3
Loans

Child Day Care Services

$4.4M
Volume

3
Loans

Limited-Service Restaurants

$4.0M
Volume

12
Loans

Car Washes

$4.0M
Volume

1
Loans

Offices of Lawyers

$3.3M
Volume

2
Loans

Beauty Salons

$2.7M
Volume

3
Loans

Full-Service Restaurants

$2.2M
Volume

3
Loans

SBA Loans in Texas

Plano is part of Texas‘s SBA lending market. For statewide data and more lender options, see our full Texas SBA Lenders guide.

🤝 Why Use an SBA Broker in Plano?

GoSBA Loans helps Plano businesses access the best SBA lenders:

  • Access 45+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Plano
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Plano SBA Loan

Our team has helped hundreds of Plano businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Plano? GoSBA Loans is a trusted SBA loan broker serving businesses in Plano and across Texas. Contact our Plano SBA specialists today for a free consultation.

Explore More SBA Markets

http://gosbaloans.com

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.

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