Best SBA Lenders in Pueblo, CO (2026)
2025 FOIA data: top lenders, rates & industries for Pueblo SBA loans
SBA Loans in Pueblo, Colorado
Looking for an SBA loan in Pueblo, Colorado? Based on 2025 FOIA data, 38 SBA 7(a) loans were funded in Pueblo totaling $18.5M, supporting an estimated 303 jobs. With 17 active lenders competing for business in the Pueblo market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Pueblo is $487K at an average rate of 10.09%. The top lender in Pueblo is Open Bank, with the most-funded industry being Hotels (except Casino Hotels) and Motels. See all Colorado SBA lenders for statewide rankings.
SBA Loans in Pueblo by Business Type
Whether you’re starting a new business in Pueblo, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 9% of SBA loans in Pueblo (8 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 48% (6 loans) — if you’re looking to buy a business in Pueblo, this is a proven use case for SBA financing. Existing businesses make up 34% and typically receive the most favorable terms.
Top SBA Lenders in Pueblo, CO (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Pueblo businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Open Bank | $4.2M | 2 | 8.88% |
| 2 | Shoreham Bank | $4.1M | 1 | 8.5% |
| 3 | Hanmi Bank | $3.0M | 3 | 8.83% |
| 4 | Celtic Bank Corporation | $3.0M | 1 | 9.75% |
| 5 | JPMorgan Chase Bank, National Association | $1.2M | 2 | 8% |
| 6 | HomeTrust Bank | $647K | 1 | 10.25% |
| 7 | SouthState Bank, National Association | $644K | 2 | 9% |
| 8 | Zions Bank, A Division of | $411K | 6 | 10.33% |
| 9 | Ent CU | $300K | 1 | 10.5% |
| 10 | Fortis Bank | $239K | 1 | 10.75% |
The top lenders in Pueblo have direct experience with local businesses and understand the Pueblo market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Pueblo and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Pueblo
One 5-minute application. 17+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Pueblo
These are the industries that received the most SBA 7(a) funding in Pueblo in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 4 | $11.3M |
| Limited-Service Restaurants | 1 | $647K |
| Offices of Chiropractors | 2 | $644K |
| Home Health Care Services | 1 | $300K |
| Offices of Lawyers | 1 | $150K |
| Landscaping Services | 2 | $130K |
| Drywall and Insulation Contractors | 1 | $113K |
| Hardware Merchant Wholesalers | 1 | $89K |
| Commercial and Industrial Machinery and Equipment (except Automotive a | 1 | $63K |
| Custom Computer Programming Services | 1 | $60K |
Lenders with experience funding your specific industry in Pueblo understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Pueblo
Option 1: Apply directly to one of the top Pueblo lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Pueblo-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
How many SBA loans were funded in Pueblo in 2025?
Can I get an SBA loan to start a business in Pueblo?
Who is the top SBA lender in Pueblo?
What is the average SBA loan rate in Pueblo?
Ready to Apply for an SBA Loan in Pueblo?
50+ lenders competing for your deal. Better rates, faster closing. No fees.
Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
