Best Tucson, AZ SBA Lenders & Rates of 2026

Compare 39 SBA lenders in Tucson, AZ. $59.6M funded across 136 businesses. Average rate 10.06%. Get matched free.

Table of Contents

Best Tucson, AZ SBA Lenders & Rates of 2026

$59.6M
Total Funded

136
Loans Approved

$438K
Avg Loan Size

10.06%
Avg Interest Rate

39
Active Lenders

SBA Loans in Tucson, AZ

Tucson, AZ businesses received $59.6M in SBA 7(a) loan approvals across 136 businesses in 2025. With 39 active SBA lenders competing for business in Tucson, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Tucson is $438K, with rates averaging 10.06%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Tucson SBA Loans by Business Type

🚀 Startups
32%
$22.2M • 43 loans

🏢 Existing Businesses
57%
$25.5M • 78 loans

🔄 Acquisitions
11%
$11.9M • 15 loans

Top SBA Lenders in Tucson, AZ (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Tucson businesses:

RankLenderVolumeLoansAvg Rate
1 America First FCU$13.0M117.23%
2 Tucson FCU$5.6M78.04%
3 Busey Bank$3.8M59.50%
4 Zions Bank, A Division of$3.5M139.46%
5 JPMorgan Chase Bank, National Association$2.9M710.41%
6 Midwest Regional Bank$2.5M410.06%
7 Harvest Small Business Finance, LLC$2.5M210.00%
8 Byline Bank$2.2M29.75%
9 Newtek Bank, National Association$2.2M1011.15%
10 Wells Fargo Bank National Association$2.2M610.51%
11 United Midwest Savings Bank National Association$2.0M610.13%
12 The Huntington National Bank$1.8M49.75%
13 Northeast Bank$1.8M911.31%
14 Readycap Lending, LLC$1.5M912.17%
15 Cadence Bank$1.4M210.13%
16 Shinhan Bank America$1.1M18.00%
17 Dogwood State Bank$1.0M210.25%
18 Live Oak Banking Company$999K39.83%
19 Meadows Bank$769K18.50%
20 St. Louis Bank$750K110.25%
21 Southwest Heritage Bank$727K19.50%
22 VelocitySBA, LLC$533K110.25%
23 Truliant FCU$532K110.50%
24 Bank Five Nine$505K210.00%
25 Arizona Capital Source$472K210.25%
26 BayFirst National Bank$444K312.25%
27 Lendistry SBLC, LLC$428K212.25%
28 Mountain America FCU$422K210.57%
29 United Community Bank$415K210.00%
30 AMPAC Tri-State CDC, Inc.$350K212.13%
31 Columbia Bank$295K110.00%
32 Bank of America, National Association$282K18.25%
33 Idaho Central CU$175K210.75%
34 Shoreham Bank$150K110.50%
35 Celtic Bank Corporation$150K112.50%
36 CenTrust Bank, A Division of SmartBiz Bank National Associat$150K111.50%
37 U.S. Bank, National Association$94K49.43%
38 First Bank of the Lake$50K16.00%
39 WaFd Bank$15K111.50%

Top Industries in Tucson

Here are the industries that received the most SBA funding in Tucson:

SBA Loans in Arizona

Tucson is part of Arizona‘s SBA lending market. For statewide data and more lender options, see our full Arizona SBA Lenders guide.

🤝 Why Use an SBA Broker in Tucson?

GoSBA Loans helps Tucson businesses access the best SBA lenders:

  • Access 39+ lenders — including many that don’t accept direct applications
  • Local market expertise — we know which lenders are most active in Tucson
  • Rate comparison — get competing offers to secure the best terms
  • Free service — lenders pay us, you pay nothing extra

📞 Get Expert Help with Your Tucson SBA Loan

Our team has helped hundreds of Tucson businesses secure SBA financing. Let us match you with the right lender.

Looking for SBA loan help in Tucson? GoSBA Loans is a trusted SBA loan broker serving businesses in Tucson and across Arizona. Contact our Tucson SBA specialists today for a free consultation.

Explore More SBA Markets

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
CONTACT US