Best Vermont SBA Lenders & Rates of 2026

Compare 32 SBA lenders in Vermont. $43.6M funded across 182 businesses. Average rate 10.10%. Get matched free.

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Best Vermont SBA Lenders & Rates of 2026

$43.6M
Total Funded

182
Loans Approved

$240K
Avg Loan Size

10.10%
Avg Interest Rate

32
Active Lenders

SBA Loans in Vermont

Vermont businesses received $43.6M in SBA 7(a) loan approvals across 182 businesses in 2025. With 32 active SBA lenders competing for business in Vermont, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Vermont is $240K, with rates averaging 10.10%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Vermont (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Vermont businesses:

RankLenderVolumeLoansAvg Rate
1Community National Bank$8.9M238.52%
2Brookline Bank, a Division of Beacon Bank and Trust$6.3M49.50%
3First Bank of the Lake$4.6M29.25%
4National Cooperative Bank, National Association$3.1M18.00%
5TD Bank, National Association$3.0M3910.29%
6Manufacturers and Traders Trust Company$2.8M3911.87%
7The Huntington National Bank$2.3M57.80%
8United Midwest Savings Bank National Association$2.0M110.00%
9Northeast Bank$1.8M1110.73%
10Vermont 504 Corporation$1.3M77.88%
11KeyBank National Association$1.2M79.93%
12Mission Valley Bank$1.1M18.75%
13Live Oak Banking Company$950K39.41%
14BayFirst National Bank$629K612.25%
15Heritage Family FCU$531K88.63%
16Newtek Bank, National Association$450K212.25%
17Celtic Bank Corporation$396K310.25%
18Cadence Bank$350K110.25%
19City National Bank of Florida$325K110.25%
20Bar Harbor Bank & Trust$323K37.55%

🤝 How to Get an SBA Loan in Vermont

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Vermont and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Vermont SBA Lenders

Ready to apply for an SBA loan in Vermont? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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