Best SBA Lenders in Wichita, KS (2026)
2025 FOIA data: top lenders, rates & industries for Wichita SBA loans
SBA Loans in Wichita, Kansas
Looking for an SBA loan in Wichita, Kansas? Based on 2025 FOIA data, 75 SBA 7(a) loans were funded in Wichita totaling $37.7M, supporting an estimated 1,310 jobs. With 27 active lenders competing for business in the Wichita market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Wichita is $503K at an average rate of 9.71%. The top lender in Wichita is Equity Bank, with the most-funded industry being All Other Amusement and Recreation Industries. See all Kansas SBA lenders for statewide rankings.
SBA Loans in Wichita by Business Type
Whether you’re starting a new business in Wichita, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 24% of SBA loans in Wichita (16 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 23% (9 loans) — if you’re looking to buy a business in Wichita, this is a proven use case for SBA financing. Existing businesses make up 48% and typically receive the most favorable terms.
Top SBA Lenders in Wichita, KS (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Wichita businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Equity Bank | $5.0M | 1 | 8.21% |
| 2 | Fidelity Bank, National Association | $4.7M | 8 | 8.76% |
| 3 | First Savings Bank | $3.6M | 1 | 10.25% |
| 4 | Emprise Bank | $3.5M | 11 | 8.03% |
| 5 | Open Bank | $2.9M | 1 | 8.75% |
| 6 | The Huntington National Bank | $2.3M | 5 | 9.65% |
| 7 | OakStar Bank | $1.7M | 1 | 9% |
| 8 | The Lyon County State Bank | $1.5M | 1 | 7.75% |
| 9 | Community National Bank & Trust | $1.5M | 1 | 8.5% |
| 10 | Wells Fargo Bank National Association | $1.4M | 1 | 8.65% |
The top lenders in Wichita have direct experience with local businesses and understand the Wichita market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Wichita and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Wichita
One 5-minute application. 27+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Wichita
These are the industries that received the most SBA 7(a) funding in Wichita in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| All Other Amusement and Recreation Industries | 1 | $3.6M |
| Hotels (except Casino Hotels) and Motels | 1 | $2.9M |
| Snack and Nonalcoholic Beverage Bars | 3 | $2.8M |
| Commercial and Institutional Building Construction | 3 | $2.5M |
| Hardware Manufacturing | 2 | $1.8M |
| Sports and Recreation Instruction | 3 | $1.7M |
| Electrical Contractors | 2 | $1.3M |
| Site Preparation Contractors | 1 | $1.2M |
| All Other Miscellaneous Ambulatory Health Care Services | 2 | $1.0M |
| Commercial Screen Printing | 2 | $914K |
Lenders with experience funding your specific industry in Wichita understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Wichita
Option 1: Apply directly to one of the top Wichita lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Wichita-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
