Readycap Lending, LLC SBA Loans – Rates, States & Industries

Readycap Lending, LLC SBA 7(a) loan profile. $900.5M funded, 2430 loans at 11.94% avg rate. See top states, industries & how to apply.

Table of Contents

5

Readycap Lending, LLC

National Rank by SBA 7(a) Loan Volume (2025)

$900.5M
Total Volume

2,430
Loans Funded

$371K
Avg Loan Size

11.94%
Avg Interest Rate

About Readycap Lending, LLC

In 2025, Readycap Lending, LLC funded $900.5M in SBA 7(a) loans across 2,430 businesses nationwide, making them the #5 SBA lender in the United States by loan volume.

💡 Key Insight: Readycap Lending, LLC’s average loan size is $371K at an average rate of 11.94%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Readycap Lending, LLC

Here’s how Readycap Lending, LLC distributes their SBA loans across different business types:

🚀 Startups
10%
$189.1M • 248 loans

🏢 Existing Businesses
85%
$533.8M • 2075 loans

🔄 Acquisitions
3%
$170.1M • 78 loans

Top States for Readycap Lending, LLC (2025)

Here are the states where Readycap Lending, LLC has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 California$121.3M320$379K
2 Florida$108.1M313$345K
3 Washington$88.0M74$1.2M
4 New York$86.0M251$342K
5 Texas$75.6M214$353K
6 New Jersey$39.0M98$398K
7 Oregon$38.1M41$929K
8 Arizona$28.6M49$583K
9 Virginia$24.1M63$383K
10 Georgia$24.0M102$235K
11 Ohio$21.9M44$497K
12 Pennsylvania$18.9M58$326K
13 Illinois$18.7M70$267K
14 North Carolina$18.0M73$247K
15 Connecticut$15.3M21$730K

Top Industries Funded by Readycap Lending, LLC

Readycap Lending, LLC funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Full-Service Restaurants$49.8M82
2 Hotels (except Casino Hotels) and Motels$39.3M17
3 Child Day Care Services$23.7M35
4 All Other Specialty Trade Contractors$22.0M61
5 Limited-Service Restaurants$18.6M45
6 All Other Professional, Scientific, and Technical Services$17.0M67
7 Supermarkets and Other Grocery (except Convenience) Stores$16.4M14
8 Electrical Contractors$15.3M35
9 Insurance Agencies and Brokerages$15.0M52
10 General Freight Trucking, Local$14.9M7
11 Commercial and Institutional Building Construction$14.4M16
12 Fitness and Recreational Sports Centers$13.3M20
13 Residential Remodelers$12.8M62
14 Car Washes$12.4M8
15 Administrative Management and General Management Consulting Services$11.6M58

Top Cities for Readycap Lending, LLC

Brooklyn, Ny

$25.1M
Volume

64
Loans

Miami, Fl

$13.9M
Volume

45
Loans

Portland, Or

$11.8M
Volume

16
Loans

Olympia, Wa

$10.9M
Volume

6
Loans

New York, Ny

$10.3M
Volume

23
Loans

Moses Lake, Wa

$7.9M
Volume

3
Loans

Las Vegas, Nv

$7.8M
Volume

15
Loans

Los Angeles, Ca

$7.0M
Volume

29
Loans

Phoenix, Az

$6.8M
Volume

10
Loans

Lauderdale By The Sea, Fl

$6.7M
Volume

2
Loans

🤝 How to Get a Loan from Readycap Lending, LLC

Many top SBA lenders, including Readycap Lending, LLC, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Readycap Lending, LLC and can help you access their loan programs. Our service is completely free to borrowers.

📞 Get Matched with Readycap Lending, LLC

Ready to apply for an SBA loan through Readycap Lending, LLC? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Other Top SBA Lenders

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
CONTACT US