United Community Bank SBA Loans – Rates, States & Industries

United Community Bank SBA 7(a) loan profile. $142.8M funded, 148 loans at 9.16% avg rate. See top states, industries & how to apply.

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United Community Bank

National Rank by SBA 7(a) Loan Volume (2025)

$142.8M
Total Volume

148
Loans Funded

$965K
Avg Loan Size

9.16%
Avg Interest Rate

About United Community Bank

In 2025, United Community Bank funded $142.8M in SBA 7(a) loans across 148 businesses nationwide, making them the #47 SBA lender in the United States by loan volume.

๐Ÿ’ก Key Insight: United Community Bank’s average loan size is $965K at an average rate of 9.16%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by United Community Bank

Here’s how United Community Bank distributes their SBA loans across different business types:

๐Ÿš€ Startups
56%
$73.0M โ€ข 83 loans

๐Ÿข Existing Businesses
18%
$25.4M โ€ข 27 loans

๐Ÿ”„ Acquisitions
26%
$44.4M โ€ข 38 loans

Top States for United Community Bank (2025)

Here are the states where United Community Bank has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 Georgia$37.1M35$1.1M
2 Florida$24.0M24$999K
3 North Carolina$15.9M17$935K
4 Texas$12.9M13$990K
5 South Carolina$9.4M10$936K
6 Tennessee$7.3M7$1.0M
7 Indiana$5.8M2$2.9M
8 Maryland$5.0M1$5.0M
9 Ohio$4.5M1$4.5M
10 Pennsylvania$4.4M2$2.2M
11 Missouri$3.0M7$424K
12 Idaho$2.6M1$2.6M
13 Colorado$1.7M4$424K
14 Arizona$1.5M4$385K
15 Alabama$1.5M3$512K

Top Industries Funded by United Community Bank

United Community Bank funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Limited-Service Restaurants$16.7M12
2 Offices of Dentists$14.4M9
3 Snack and Nonalcoholic Beverage Bars$10.6M21
4 Sports and Recreation Instruction$10.2M5
5 Child Day Care Services$7.4M6
6 Ornamental and Architectural Metal Work Manufacturing$7.2M3
7 Full-Service Restaurants$5.2M5
8 Other Miscellaneous Durable Goods Merchant Wholesalers$4.5M1
9 Landscape Architectural Services$4.5M1
10 All Other Specialty Trade Contractors$4.1M6
11 Retail Bakeries$4.1M3
12 Private Mail Centers$3.8M8
13 Pet Care (except Veterinary) Services$3.4M8
14 Offices of Physicians (except Mental Health Specialists)$3.2M4
15 Other Technical and Trade Schools$3.1M1

Top Cities for United Community Bank

Lilburn, Ga

$7.2M
Volume

3
Loans

Tallahassee, Fl

$5.0M
Volume

1
Loans

Frederick, Md

$5.0M
Volume

1
Loans

Lafayette, In

$4.9M
Volume

1
Loans

Sneads Ferry, Nc

$4.7M
Volume

1
Loans

Sharonville, Oh

$4.5M
Volume

1
Loans

West Palm Beach, Fl

$4.5M
Volume

1
Loans

Collegeville, Pa

$4.4M
Volume

2
Loans

Bluffton, Sc

$3.5M
Volume

2
Loans

Jasper, Ga

$3.4M
Volume

2
Loans

๐Ÿค How to Get a Loan from United Community Bank

Many top SBA lenders, including United Community Bank, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with United Community Bank and can help you access their loan programs. Our service is completely free to borrowers.

๐Ÿ“ž Get Matched with United Community Bank

Ready to apply for an SBA loan through United Community Bank? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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