Best Idaho SBA Lenders & Rates of 2026

Compare 73 SBA lenders in Idaho. $274.6M funded across 741 businesses. Average rate 10.25%. Get matched free.

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Best Idaho SBA Lenders & Rates of 2026

$274.6M
Total Funded

741
Loans Approved

$371K
Avg Loan Size

10.25%
Avg Interest Rate

73
Active Lenders

SBA Loans in Idaho

Idaho businesses received $274.6M in SBA 7(a) loan approvals across 741 businesses in 2025. With 73 active SBA lenders competing for business in Idaho, understanding which banks offer the best rates can save you tens of thousands of dollars.

💡 Key Insight: The average SBA loan in Idaho is $371K, with rates averaging 10.25%. Rates vary significantly by lender—comparing offers can save you $50,000+ over the life of your loan.

Top SBA Lenders in Idaho (2025)

Based on official SBA data analyzed by GoSBA Loans, these are the banks that funded the most SBA 7(a) loans to Idaho businesses:

RankLenderVolumeLoansAvg Rate
1Idaho Central CU$44.6M859.94%
2Live Oak Banking Company$29.3M138.56%
3Zions Bank, A Division of$17.8M15810.72%
4America First FCU$13.6M77.50%
5First Savings Bank$13.1M119.80%
6U.S. Bank, National Association$12.8M6510.06%
7The Huntington National Bank$12.7M209.54%
8Washington Trust Bank$9.9M117.93%
9Glacier Bank$8.6M299.03%
10Mountain America FCU$8.5M2410.97%
11Lexicon Bank$5.3M29.25%
12MISSINGMAINBANKID$5.3M310.11%
13Wells Fargo Bank National Association$5.3M159.93%
141st Financial Bank USA$5.0M18.50%
15Fifth Third Bank$4.9M37.83%
16Gulf Coast Bank and Trust Company$4.3M49.88%
17Northeast Bank$4.2M2610.96%
18Columbia Bank$4.0M5412.12%
19US Metro Bank$3.6M28.63%
20D. L. Evans Bank$3.5M218.92%

🤝 How to Get an SBA Loan in Idaho

Many top SBA lenders work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works with lenders across Idaho and can help you access the best loan programs. Our service is completely free to borrowers.

📞 Get Matched with Idaho SBA Lenders

Ready to apply for an SBA loan in Idaho? Our team can help you get matched with the right lender and program for your business.

Looking for SBA lenders in other states? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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