Best SBA Lenders in Arvada, CO (2026)
2025 FOIA data: top lenders, rates & industries for Arvada SBA loans
SBA Loans in Arvada, Colorado
Looking for an SBA loan in Arvada, Colorado? Based on 2025 FOIA data, 49 SBA 7(a) loans were funded in Arvada totaling $25.5M, supporting an estimated 674 jobs. With 29 active lenders competing for business in the Arvada market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Arvada is $521K at an average rate of 10.68%. The top lender in Arvada is Milestone Bank, with the most-funded industry being Distilleries. See all Colorado SBA lenders for statewide rankings.
SBA Loans in Arvada by Business Type
Whether you’re starting a new business in Arvada, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 29% of SBA loans in Arvada (9 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 2% (1 loans) — if you’re looking to buy a business in Arvada, this is a proven use case for SBA financing. Existing businesses make up 60% and typically receive the most favorable terms.
Top SBA Lenders in Arvada, CO (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Arvada businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Milestone Bank | $5.0M | 1 | 10.25% |
| 2 | Live Oak Banking Company | $4.0M | 3 | 10.5% |
| 3 | America First FCU | $2.9M | 1 | 8.25% |
| 4 | Newtek Bank, National Association | $2.1M | 1 | 10.75% |
| 5 | SouthState Bank, National Association | $1.5M | 1 | 7.25% |
| 6 | JPMorgan Chase Bank, National Association | $1.5M | 1 | 7.6% |
| 7 | Heritage Bank Inc | $1.2M | 1 | 10% |
| 8 | First Bank of the Lake | $1.1M | 2 | 10% |
| 9 | KeyBank National Association | $1.1M | 4 | 11.29% |
| 10 | Citizens Bank | $634K | 1 | 10.25% |
The top lenders in Arvada have direct experience with local businesses and understand the Arvada market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Arvada and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Arvada
One 5-minute application. 29+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Arvada
These are the industries that received the most SBA 7(a) funding in Arvada in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Distilleries | 1 | $5.0M |
| Services for the Elderly and Persons with Disabilities | 2 | $3.8M |
| Employment Placement Agencies | 2 | $3.0M |
| Offices of Physicians (except Mental Health Specialists) | 2 | $2.2M |
| Glass and Glazing Contractors | 1 | $1.5M |
| Motion Picture and Video Production | 1 | $1.5M |
| Other Computer Related Services | 1 | $1.2M |
| Fitness and Recreational Sports Centers | 6 | $1.1M |
| Specialized Freight (except Used Goods) Trucking, Local | 1 | $1.0M |
| Limited-Service Restaurants | 1 | $716K |
Lenders with experience funding your specific industry in Arvada understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Arvada
Option 1: Apply directly to one of the top Arvada lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Arvada-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
