Best SBA Lenders in Plantation, FL (2026)
2025 FOIA data: top lenders, rates & industries for Plantation SBA loans
SBA Loans in Plantation, Florida
Looking for an SBA loan in Plantation, Florida? Based on 2025 FOIA data, 37 SBA 7(a) loans were funded in Plantation totaling $19.1M, supporting an estimated 403 jobs. With 19 active lenders competing for business in the Plantation market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Plantation is $517K at an average rate of 11.44%. The top lender in Plantation is First Internet Bank of Indiana, with the most-funded industry being Fitness and Recreational Sports Centers. See all Florida SBA lenders for statewide rankings.
SBA Loans in Plantation by Business Type
Whether you’re starting a new business in Plantation, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 45% of SBA loans in Plantation (5 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 15% (1 loans) — if you’re looking to buy a business in Plantation, this is a proven use case for SBA financing. Existing businesses make up 31% and typically receive the most favorable terms.
Top SBA Lenders in Plantation, FL (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Plantation businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | First Internet Bank of Indiana | $5.1M | 2 | 10.25% |
| 2 | Valley National Bank | $2.8M | 1 | 9% |
| 3 | Live Oak Banking Company | $2.6M | 2 | 11% |
| 4 | Peoples Bank | $1.9M | 1 | 10% |
| 5 | U.S. Bank, National Association | $1.3M | 1 | 7.25% |
| 6 | Newtek Bank, National Association | $1.3M | 5 | 10.4% |
| 7 | JPMorgan Chase Bank, National Association | $510K | 5 | 13.34% |
| 8 | Paradise Bank | $500K | 1 | 10.25% |
| 9 | Northeast Bank | $500K | 2 | 10.5% |
| 10 | Byline Bank | $440K | 1 | 10% |
The top lenders in Plantation have direct experience with local businesses and understand the Plantation market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Plantation and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Plantation
One 5-minute application. 19+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Plantation
These are the industries that received the most SBA 7(a) funding in Plantation in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Fitness and Recreational Sports Centers | 1 | $3.8M |
| Architectural Services | 1 | $2.8M |
| Full-Service Restaurants | 2 | $2.5M |
| Couriers | 1 | $1.9M |
| Insurance Agencies and Brokerages | 2 | $1.4M |
| Water Supply and Irrigation Systems | 1 | $1.3M |
| Offices of Podiatrists | 2 | $850K |
| Limited-Service Restaurants | 1 | $440K |
| Offices of Lawyers | 2 | $400K |
| All Other Business Support Services | 1 | $400K |
Lenders with experience funding your specific industry in Plantation understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Plantation
Option 1: Apply directly to one of the top Plantation lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Plantation-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
