Best SBA Lenders in Alhambra, CA (2026)
2025 FOIA data: top lenders, rates & industries for Alhambra SBA loans
SBA Loans in Alhambra, California
Looking for an SBA loan in Alhambra, California? Based on 2025 FOIA data, 16 SBA 7(a) loans were funded in Alhambra totaling $12.7M, supporting an estimated 126 jobs. With 12 active lenders competing for business in the Alhambra market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Alhambra is $795K at an average rate of 9.35%. The top lender in Alhambra is First Bank of the Lake, with the most-funded industry being Car Washes. See all California SBA lenders for statewide rankings.
SBA Loans in Alhambra by Business Type
Whether you’re starting a new business in Alhambra, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 51% of SBA loans in Alhambra (3 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 27% (2 loans) — if you’re looking to buy a business in Alhambra, this is a proven use case for SBA financing. Existing businesses make up 22% and typically receive the most favorable terms.
Top SBA Lenders in Alhambra, CA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Alhambra businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | First Bank of the Lake | $5.0M | 1 | 9.5% |
| 2 | Meridian Bank | $2.4M | 1 | 10.25% |
| 3 | Live Oak Banking Company | $1.4M | 2 | 9.75% |
| 4 | Bank of America, National Association | $1.2M | 2 | 5.79% |
| 5 | PNC Bank, National Association | $863K | 1 | 5.89% |
| 6 | Lendistry SBLC, LLC | $600K | 2 | 12% |
| 7 | Wells Fargo Bank National Association | $454K | 1 | 6.45% |
| 8 | East West Bank | $250K | 1 | 9% |
| 9 | Farmers & Merchants Bank of Long Beach | $250K | 1 | 10% |
| 10 | Newtek Bank, National Association | $225K | 2 | 10.5% |
The top lenders in Alhambra have direct experience with local businesses and understand the Alhambra market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Alhambra and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Alhambra
One 5-minute application. 12+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Alhambra
These are the industries that received the most SBA 7(a) funding in Alhambra in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Car Washes | 1 | $5.0M |
| Commercial Gravure Printing | 1 | $2.4M |
| Offices of Physicians (except Mental Health Specialists) | 2 | $1.5M |
| Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $1.1M |
| Offices of Chiropractors | 1 | $561K |
| Home Health Care Services | 2 | $504K |
| Residential Property Managers | 2 | $428K |
| Other Management Consulting Services | 1 | $325K |
| Other Electronic Parts and Equipment Merchant Wholesalers | 1 | $300K |
| Fitness and Recreational Sports Centers | 1 | $250K |
Lenders with experience funding your specific industry in Alhambra understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Alhambra
Option 1: Apply directly to one of the top Alhambra lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Alhambra-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
