Best SBA Lenders in Bellevue, WA (2026)
2025 FOIA data: top lenders, rates & industries for Bellevue SBA loans
SBA Loans in Bellevue, Washington
Looking for an SBA loan in Bellevue, Washington? Based on 2025 FOIA data, 52 SBA 7(a) loans were funded in Bellevue totaling $22.8M, supporting an estimated 404 jobs. With 25 active lenders competing for business in the Bellevue market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Bellevue is $438K at an average rate of 10.27%. The top lender in Bellevue is U.S. Bank, National Association, with the most-funded industry being Full-Service Restaurants. See all Washington SBA lenders for statewide rankings.
SBA Loans in Bellevue by Business Type
Whether you’re starting a new business in Bellevue, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 9% of SBA loans in Bellevue (5 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 29% (6 loans) — if you’re looking to buy a business in Bellevue, this is a proven use case for SBA financing. Existing businesses make up 53% and typically receive the most favorable terms.
Top SBA Lenders in Bellevue, WA (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Bellevue businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | U.S. Bank, National Association | $4.8M | 8 | 9.27% |
| 2 | First Internet Bank of Indiana | $4.3M | 3 | 10.42% |
| 3 | Bank of Hope | $2.0M | 2 | 9.5% |
| 4 | Evolve Bank and Trust | $1.4M | 1 | 9.5% |
| 5 | Wells Fargo Bank National Association | $1.3M | 3 | 9.22% |
| 6 | The Huntington National Bank | $1.2M | 2 | 10% |
| 7 | Bank of America, National Association | $1.2M | 3 | 9.87% |
| 8 | JPMorgan Chase Bank, National Association | $709K | 2 | 10.4% |
| 9 | Newtek Bank, National Association | $686K | 2 | 10.5% |
| 10 | KeyBank National Association | $679K | 2 | 9.87% |
The top lenders in Bellevue have direct experience with local businesses and understand the Bellevue market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Bellevue and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Bellevue
One 5-minute application. 25+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Bellevue
These are the industries that received the most SBA 7(a) funding in Bellevue in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Full-Service Restaurants | 3 | $4.1M |
| Other Computer Related Services | 2 | $3.8M |
| Limited-Service Restaurants | 3 | $1.5M |
| Home Health Care Services | 1 | $1.4M |
| Pet Care (except Veterinary) Services | 2 | $1.2M |
| Offices of Certified Public Accountants | 1 | $1.1M |
| Fish and Seafood Merchant Wholesalers | 1 | $1.0M |
| Commercial Gravure Printing | 2 | $697K |
| Flooring Contractors | 2 | $623K |
| Janitorial Services | 1 | $590K |
Lenders with experience funding your specific industry in Bellevue understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Bellevue
Option 1: Apply directly to one of the top Bellevue lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Bellevue-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
