Cadence Bank SBA Loans – Rates, States & Industries

Cadence Bank SBA 7(a) loan profile. $347.6M funded, 640 loans at 10.08% avg rate. See top states, industries & how to apply.

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Cadence Bank

National Rank by SBA 7(a) Loan Volume (2025)

$347.6M
Total Volume

640
Loans Funded

$543K
Avg Loan Size

10.08%
Avg Interest Rate

About Cadence Bank

In 2025, Cadence Bank funded $347.6M in SBA 7(a) loans across 640 businesses nationwide, making them the #20 SBA lender in the United States by loan volume.

💡 Key Insight: Cadence Bank’s average loan size is $543K at an average rate of 10.08%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Cadence Bank

Here’s how Cadence Bank distributes their SBA loans across different business types:

🚀 Startups
12%
$68.9M • 76 loans

🏢 Existing Businesses
79%
$196.6M • 505 loans

🔄 Acquisitions
9%
$82.2M • 59 loans

Top States for Cadence Bank (2025)

Here are the states where Cadence Bank has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 Texas$65.3M95$687K
2 Florida$35.8M67$534K
3 Georgia$31.5M54$584K
4 California$27.2M75$362K
5 Tennessee$22.0M23$956K
6 Mississippi$19.7M15$1.3M
7 North Carolina$13.4M22$610K
8 Illinois$12.4M24$517K
9 Ohio$11.4M16$710K
10 Arizona$9.0M16$563K
11 Louisiana$8.5M10$849K
12 New York$8.0M26$307K
13 Missouri$7.6M9$848K
14 Oklahoma$6.5M4$1.6M
15 Colorado$6.3M20$314K

Top Industries Funded by Cadence Bank

Cadence Bank funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Full-Service Restaurants$18.4M27
2 Limited-Service Restaurants$17.7M25
3 Snack and Nonalcoholic Beverage Bars$13.3M13
4 General Freight Trucking, Long Distance, Truckload$12.4M7
5 Fitness and Recreational Sports Centers$9.6M15
6 All Other Professional, Scientific, and Technical Services$7.1M20
7 All Other Personal Services$6.8M15
8 Offices of Physicians (except Mental Health Specialists)$6.8M13
9 General Freight Trucking, Local$6.2M4
10 Plumbing, Heating, and Air-Conditioning Contractors$6.1M14
11 Other Management Consulting Services$5.7M9
12 Other Heavy and Civil Engineering Construction$5.3M2
13 Residential Remodelers$5.1M15
14 All Other Specialty Trade Contractors$5.1M14
15 Amusement Arcades$4.8M2

Top Cities for Cadence Bank

Dallas, Tx

$6.7M
Volume

6
Loans

Houston, Tx

$6.4M
Volume

14
Loans

Seagoville, Tx

$5.0M
Volume

1
Loans

Memphis, Tn

$5.0M
Volume

1
Loans

Atlanta, Ga

$4.7M
Volume

9
Loans

Wayne, Ok

$4.3M
Volume

1
Loans

Raleigh, Nc

$4.2M
Volume

1
Loans

Phoenix, Az

$3.8M
Volume

3
Loans

Fort Walton Beach, Fl

$3.7M
Volume

1
Loans

Spencer, Tn

$3.7M
Volume

1
Loans

🤝 How to Get a Loan from Cadence Bank

Many top SBA lenders, including Cadence Bank, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Cadence Bank and can help you access their loan programs. Our service is completely free to borrowers.

📞 Get Matched with Cadence Bank

Ready to apply for an SBA loan through Cadence Bank? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

Other Top SBA Lenders

Picture of Ishan Jetley

Ishan Jetley

Ishan Jetley is the owner of GoSBA Loans. I have assisted 100's of businesses with their business loans. I specialize in SBA financing for working capital, real estate and business acquisitions.
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