Best SBA Lenders in Fort Wayne, IN (2026)
2025 FOIA data: top lenders, rates & industries for Fort Wayne SBA loans
SBA Loans in Fort Wayne, Indiana
Looking for an SBA loan in Fort Wayne, Indiana? Based on 2025 FOIA data, 60 SBA 7(a) loans were funded in Fort Wayne totaling $27.1M, supporting an estimated 636 jobs. With 30 active lenders competing for business in the Fort Wayne market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Fort Wayne is $452K at an average rate of 9.79%. The top lender in Fort Wayne is GBank, with the most-funded industry being Offices of Physicians (except Mental Health Specialists). See all Indiana SBA lenders for statewide rankings.
SBA Loans in Fort Wayne by Business Type
Whether you’re starting a new business in Fort Wayne, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 22% of SBA loans in Fort Wayne (14 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 23% (7 loans) — if you’re looking to buy a business in Fort Wayne, this is a proven use case for SBA financing. Existing businesses make up 37% and typically receive the most favorable terms.
Top SBA Lenders in Fort Wayne, IN (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Fort Wayne businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | GBank | $2.4M | 1 | 8.5% |
| 2 | Old National Bank | $2.1M | 2 | 9.25% |
| 3 | U.S. Bank, National Association | $1.9M | 1 | 7.5% |
| 4 | Horizon Bank | $1.9M | 2 | 7.5% |
| 5 | 1st Source Bank | $1.9M | 5 | 9.5% |
| 6 | The Huntington National Bank | $1.8M | 5 | 9.15% |
| 7 | First Federal Savings Bank | $1.8M | 3 | 9.5% |
| 8 | Truliant FCU | $1.7M | 1 | 10.25% |
| 9 | Live Oak Banking Company | $1.5M | 1 | 7.95% |
| 10 | Heritage Bank Inc | $1.3M | 2 | 10.5% |
The top lenders in Fort Wayne have direct experience with local businesses and understand the Fort Wayne market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Fort Wayne and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Fort Wayne
One 5-minute application. 30+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Fort Wayne
These are the industries that received the most SBA 7(a) funding in Fort Wayne in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Offices of Physicians (except Mental Health Specialists) | 3 | $3.6M |
| Hotels (except Casino Hotels) and Motels | 1 | $2.4M |
| Relay and Industrial Control Manufacturing | 1 | $1.9M |
| Sign Manufacturing | 2 | $1.9M |
| General Warehousing and Storage | 1 | $1.7M |
| Full-Service Restaurants | 5 | $1.6M |
| Plumbing, Heating, and Air-Conditioning Contractors | 2 | $1.5M |
| Residential Remodelers | 2 | $1.3M |
| Offices of Dentists | 1 | $999K |
| General Automotive Repair | 2 | $950K |
Lenders with experience funding your specific industry in Fort Wayne understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Fort Wayne
Option 1: Apply directly to one of the top Fort Wayne lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Fort Wayne-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
