Best SBA Lenders in Lees Summit, MO (2026)
2025 FOIA data: top lenders, rates & industries for Lees Summit SBA loans
SBA Loans in Lees Summit, Missouri
Looking for an SBA loan in Lees Summit, Missouri? Based on 2025 FOIA data, 28 SBA 7(a) loans were funded in Lees Summit totaling $12.2M, supporting an estimated 249 jobs. With 14 active lenders competing for business in the Lees Summit market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Lees Summit is $436K at an average rate of 10.13%. The top lender in Lees Summit is CommunityAmerica Federal Credit Union, with the most-funded industry being Nail Salons. See all Missouri SBA lenders for statewide rankings.
SBA Loans in Lees Summit by Business Type
Whether you’re starting a new business in Lees Summit, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 26% of SBA loans in Lees Summit (7 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 12% (2 loans) — if you’re looking to buy a business in Lees Summit, this is a proven use case for SBA financing. Existing businesses make up 29% and typically receive the most favorable terms.
Top SBA Lenders in Lees Summit, MO (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Lees Summit businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | CommunityAmerica Federal Credit Union | $2.4M | 4 | 9.5% |
| 2 | Live Oak Banking Company | $2.3M | 3 | 8.67% |
| 3 | OakStar Bank | $2.1M | 1 | 9.5% |
| 4 | Byline Bank | $1.5M | 2 | 10.25% |
| 5 | Customers Bank | $988K | 1 | 9% |
| 6 | The Huntington National Bank | $678K | 3 | 10.25% |
| 7 | United Community Bank | $645K | 2 | 9.25% |
| 8 | U.S. Bank, National Association | $559K | 3 | 10.79% |
| 9 | Northeast Bank | $300K | 2 | 12% |
| 10 | JPMorgan Chase Bank, National Association | $300K | 1 | 9.65% |
The top lenders in Lees Summit have direct experience with local businesses and understand the Lees Summit market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Lees Summit and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Lees Summit
One 5-minute application. 14+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Lees Summit
These are the industries that received the most SBA 7(a) funding in Lees Summit in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Nail Salons | 2 | $1.8M |
| Other Support Activities for Air Transportation | 2 | $1.4M |
| Full-Service Restaurants | 2 | $1.3M |
| Snack and Nonalcoholic Beverage Bars | 3 | $1.3M |
| Offices of Physicians (except Mental Health Specialists) | 2 | $1.0M |
| Limited-Service Restaurants | 1 | $988K |
| All Other Outpatient Care Centers | 1 | $450K |
| Car Washes | 1 | $360K |
| Pet Care (except Veterinary) Services | 2 | $318K |
| Poured Concrete Foundation and Structure Contractors | 1 | $300K |
Lenders with experience funding your specific industry in Lees Summit understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Lees Summit
Option 1: Apply directly to one of the top Lees Summit lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Lees Summit-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
