Best SBA Lenders in Longwood, FL (2026)
2025 FOIA data: top lenders, rates & industries for Longwood SBA loans
SBA Loans in Longwood, Florida
Looking for an SBA loan in Longwood, Florida? Based on 2025 FOIA data, 33 SBA 7(a) loans were funded in Longwood totaling $15.9M, supporting an estimated 434 jobs. With 19 active lenders competing for business in the Longwood market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Longwood is $481K at an average rate of 10.68%. The top lender in Longwood is Northwest Bank, with the most-funded industry being All Other Specialty Trade Contractors. See all Florida SBA lenders for statewide rankings.
SBA Loans in Longwood by Business Type
Whether you’re starting a new business in Longwood, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 9% of SBA loans in Longwood (3 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 23% (6 loans) — if you’re looking to buy a business in Longwood, this is a proven use case for SBA financing. Existing businesses make up 42% and typically receive the most favorable terms.
Top SBA Lenders in Longwood, FL (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Longwood businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Northwest Bank | $1.9M | 2 | 9.5% |
| 2 | Readycap Lending, LLC | $1.9M | 2 | 12% |
| 3 | First National Bank of Pennsylvania | $1.7M | 3 | 10% |
| 4 | BankUnited, National Association | $1.5M | 1 | 7.88% |
| 5 | Synovus Bank | $1.4M | 1 | 9.5% |
| 6 | Regions Bank | $1.1M | 2 | 10.5% |
| 7 | JPMorgan Chase Bank, National Association | $1.1M | 4 | 12.1% |
| 8 | Live Oak Banking Company | $1.0M | 2 | 10.25% |
| 9 | Seacoast National Bank | $881K | 1 | 9.75% |
| 10 | Dogwood State Bank | $694K | 1 | 10.25% |
The top lenders in Longwood have direct experience with local businesses and understand the Longwood market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Longwood and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Longwood
One 5-minute application. 19+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Longwood
These are the industries that received the most SBA 7(a) funding in Longwood in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| All Other Specialty Trade Contractors | 3 | $2.9M |
| Commercial Gravure Printing | 2 | $1.9M |
| Plumbing, Heating, and Air-Conditioning Contractors | 1 | $1.5M |
| General Line Grocery Merchant Wholesalers | 1 | $941K |
| Full-Service Restaurants | 1 | $881K |
| Janitorial Services | 2 | $655K |
| Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | 1 | $500K |
| Child Day Care Services | 1 | $500K |
| Limited-Service Restaurants | 1 | $500K |
| Snack and Nonalcoholic Beverage Bars | 1 | $486K |
Lenders with experience funding your specific industry in Longwood understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Longwood
Option 1: Apply directly to one of the top Longwood lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Longwood-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
