United FCU SBA Loans – Rates, States & Industries

United FCU SBA 7(a) loan profile. $70.7M funded, 53 loans at 9.65% avg rate. See top states, industries & how to apply.

Table of Contents

91

United FCU

National Rank by SBA 7(a) Loan Volume (2025)
$70.7M
Total Volume
53
Loans Funded
$1.3M
Avg Loan Size
9.65%
Avg Interest Rate

About United FCU

In 2025, United FCU funded $70.7M in SBA 7(a) loans across 53 businesses nationwide, making them the #91 SBA lender in the United States by loan volume.

💡 Key Insight: United FCU’s average loan size is $1.3M at an average rate of 9.65%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Top States for United FCU SBA Loans

United FCU is most active in Michigan, with lending activity across multiple states. Here’s where they funded the most SBA 7(a) loans in 2025:

StateLoansVolume
Michigan23$19.2M
Texas5$12.0M
North Carolina6$9.6M
Pennsylvania1$5.0M
Missouri1$5.0M
Virginia2$4.5M
Ohio3$2.5M
South Carolina1$2.0M
Florida3$1.9M
Minnesota1$1.8M

Top Industries Funded by United FCU

Here are the industries where United FCU funded the most SBA 7(a) loans in 2025:

IndustryLoansVolume
Hotels (except Casino Hotels) and Motels8$28.4M
Limited-Service Restaurants6$7.4M
Full-Service Restaurants2$2.9M
General Automotive Repair2$2.6M
Postharvest Crop Activities (except Cotton Ginning)2$1.8M
Drycleaning and Laundry Services (except Coin-Operated)2$1.5M
Offices of Physical, Occupational and Speech Therapists, and Audiologi1$1.4M
Supermarkets and Other Grocery (except Convenience) Stores2$1.2M
Other Miscellaneous Durable Goods Merchant Wholesalers1$980K
Electrical Contractors1$815K

How to Get an SBA Loan Through United FCU

Applying for an SBA 7(a) loan through United FCU typically involves:

  1. Pre-qualification — Determine if your business meets SBA eligibility requirements
  2. Documentation — Gather financial statements, tax returns, and a business plan
  3. Application — Submit through United FCU or work with an SBA loan broker for faster processing
  4. Underwriting — The bank reviews your application and makes a decision
  5. Closing — Finalize terms and receive your funding

Ready to Apply for an SBA Loan?

Our brokers can help you access United FCU and 2,000+ other SBA lenders to find the best rates and terms for your business.

Get Started →