Best SBA Lenders in Venice, FL (2026)
2025 FOIA data: top lenders, rates & industries for Venice SBA loans
SBA Loans in Venice, Florida
Looking for an SBA loan in Venice, Florida? Based on 2025 FOIA data, 24 SBA 7(a) loans were funded in Venice totaling $10.6M, supporting an estimated 133 jobs. With 19 active lenders competing for business in the Venice market, comparing offers is essential to getting the best rate and terms.
The average SBA loan in Venice is $440K at an average rate of 10.07%. The top lender in Venice is Meridian Bank, with the most-funded industry being Fitness and Recreational Sports Centers. See all Florida SBA lenders for statewide rankings.
SBA Loans in Venice by Business Type
Whether you’re starting a new business in Venice, buying an existing one, or expanding your current operation, here’s how SBA lending breaks down in your market:
Startups represent 12% of SBA loans in Venice (2 loans funded in 2025), which tells you how comfortable local lenders are funding new ventures without established operating history. Business acquisitions account for 39% (5 loans) — if you’re looking to buy a business in Venice, this is a proven use case for SBA financing. Existing businesses make up 21% and typically receive the most favorable terms.
Top SBA Lenders in Venice, FL (2025 Data)
The table below ranks every SBA 7(a) lender that funded loans to Venice businesses in 2025, ordered by total dollar volume. This data comes directly from SBA FOIA records:
| # | Lender | Volume | Loans | Avg Rate |
|---|---|---|---|---|
| 1 | Meridian Bank | $2.7M | 3 | 9.83% |
| 2 | Live Oak Banking Company | $2.0M | 2 | 8.5% |
| 3 | 22nd State Bank, A Division of 22nd State Banking Company | $999K | 1 | 10.25% |
| 4 | Byline Bank | $780K | 1 | 10.25% |
| 5 | The Bank of Tampa | $585K | 1 | 8.5% |
| 6 | United Midwest Savings Bank National Association | $535K | 1 | 10.25% |
| 7 | First National Bank of Pennsylvania | $481K | 1 | 10% |
| 8 | Bank of America, National Association | $405K | 1 | 6% |
| 9 | JPMorgan Chase Bank, National Association | $400K | 1 | 9.15% |
| 10 | Northeast Bank | $362K | 3 | 10.42% |
The top lenders in Venice have direct experience with local businesses and understand the Venice market — commercial real estate values, local industry dynamics, and regional economic conditions. Pay attention to the “Avg Rate” column, as rates vary significantly between lenders. A 0.5-1.0% rate difference on a $500K loan translates to $15,000-$30,000 in savings over the life of the loan.
Don’t limit your search to banks listed above — many national SBA lenders also fund loans in Venice and may offer better rates. An SBA loan broker like GoSBA gives you access to both local and national lenders with one application.
Get Matched with the Best SBA Lender in Venice
One 5-minute application. 19+ lenders competing for your deal. GoSBA matches you to the best fit — free, no obligation.
Top Industries Funded in Venice
These are the industries that received the most SBA 7(a) funding in Venice in 2025. If your business is in one of these sectors, lenders are already familiar with your business model and may offer faster approvals:
| Industry | Loans | Volume |
|---|---|---|
| Fitness and Recreational Sports Centers | 2 | $1.8M |
| Offices of Certified Public Accountants | 1 | $1.4M |
| Residential Remodelers | 1 | $999K |
| Other Personal Care Services | 1 | $880K |
| All Other Professional, Scientific, and Technical Services | 2 | $775K |
| Pet Care (except Veterinary) Services | 1 | $481K |
| Offices of Dentists | 1 | $405K |
| Toy and Hobby Goods and Supplies Merchant Wholesalers | 1 | $400K |
| Homes for the Elderly | 1 | $335K |
| Other Specialized Design Services | 1 | $275K |
Lenders with experience funding your specific industry in Venice understand the local competitive landscape, typical revenue ranges, and seasonal patterns. This familiarity often translates to faster underwriting and more competitive terms. If your industry doesn’t appear above, SBA loans are available for nearly every legal business type — an SBA broker can match you with lenders who specialize in your sector.
How to Get an SBA Loan in Venice
Option 1: Apply directly to one of the top Venice lenders listed above. You’ll receive a single quote from one bank.
Option 2: Use an SBA loan broker (recommended). GoSBA Loans submits your application to multiple Venice-active lenders and national SBA lenders simultaneously. More offers means better rates, faster approvals, and zero cost to you — lenders pay the broker fee.
Frequently Asked Questions
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Data from SBA 7(a) FOIA records, Calendar Year 2025. Visit sba.gov for official info.
