Pathward National Association SBA Loans – Rates, States & Industries

Pathward National Association SBA 7(a) loan profile. $267.6M funded, 124 loans at 9.72% avg rate. See top states, industries & how to apply.

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Pathward National Association

National Rank by SBA 7(a) Loan Volume (2025)

$267.6M
Total Volume

124
Loans Funded

$2.2M
Avg Loan Size

9.72%
Avg Interest Rate

About Pathward National Association

In 2025, Pathward National Association funded $267.6M in SBA 7(a) loans across 124 businesses nationwide, making them the #26 SBA lender in the United States by loan volume.

๐Ÿ’ก Key Insight: Pathward National Association’s average loan size is $2.2M at an average rate of 9.72%. Working with an SBA loan broker can help you access this lender and potentially negotiate better terms.

Loan Types Funded by Pathward National Association

Here’s how Pathward National Association distributes their SBA loans across different business types:

๐Ÿš€ Startups
28%
$73.3M โ€ข 35 loans

๐Ÿข Existing Businesses
25%
$59.2M โ€ข 31 loans

๐Ÿ”„ Acquisitions
47%
$135.2M โ€ข 58 loans

Top States for Pathward National Association (2025)

Here are the states where Pathward National Association has the highest SBA lending activity:

RankStateVolumeLoansAvg Size
1 Texas$37.8M16$2.4M
2 California$37.5M17$2.2M
3 Florida$33.0M16$2.1M
4 Georgia$17.9M9$2.0M
5 Ohio$15.9M7$2.3M
6 North Carolina$13.0M6$2.2M
7 New Jersey$10.9M4$2.7M
8 Arizona$10.7M4$2.7M
9 Virginia$10.0M3$3.3M
10 Colorado$8.2M5$1.6M
11 Tennessee$7.6M3$2.5M
12 Michigan$6.6M4$1.6M
13 New York$5.9M4$1.5M
14 Alabama$5.8M2$2.9M
15 Kentucky$5.0M1$5.0M

Top Industries Funded by Pathward National Association

Pathward National Association funds SBA loans across many industries. Here are the sectors where they’re most active:

RankIndustryVolumeLoans
1 Computer Systems Design Services$10.1M5
2 Plumbing, Heating, and Air-Conditioning Contractors$9.5M7
3 Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers$8.9M3
4 Other Miscellaneous Durable Goods Merchant Wholesalers$8.6M2
5 Other Personal Care Services$8.5M4
6 General Automotive Repair$7.9M5
7 Drywall and Insulation Contractors$7.8M3
8 All Other Specialty Trade Contractors$7.6M4
9 All Other Miscellaneous Fabricated Metal Product Manufacturing$7.5M4
10 Fitness and Recreational Sports Centers$7.2M4
11 Roofing Contractors$7.0M4
12 Tax Preparation Services$5.9M2
13 Limited-Service Restaurants$5.7M3
14 General Freight Trucking, Long-Distance, Less Than Truckload$5.0M1
15 Cable Networks$5.0M2

Top Cities for Pathward National Association

Dallas, Tx

$10.8M
Volume

4
Loans

Mount Laurel, Nj

$8.3M
Volume

2
Loans

Miami, Fl

$8.1M
Volume

2
Loans

Mcdonough, Ga

$7.5M
Volume

4
Loans

Schertz, Tx

$5.0M
Volume

1
Loans

Gallatin, Tn

$5.0M
Volume

2
Loans

Shepherdsville, Ky

$5.0M
Volume

1
Loans

Temecula, Ca

$5.0M
Volume

1
Loans

Dayton, Oh

$5.0M
Volume

2
Loans

Stockton, Ca

$5.0M
Volume

1
Loans

๐Ÿค How to Get a Loan from Pathward National Association

Many top SBA lenders, including Pathward National Association, work primarily through approved SBA loan brokers. This is good news for borrowers:

  • Better Match: Get matched with the right lender for your situation
  • Negotiating Power: Broker relationships can result in better rates
  • Time Savings: One application goes to multiple lenders
  • Expert Guidance: Maximize your approval chances

GoSBA Loans works directly with Pathward National Association and can help you access their loan programs. Our service is completely free to borrowers.

๐Ÿ“ž Get Matched with Pathward National Association

Ready to apply for an SBA loan through Pathward National Association? Our team can help you get matched with the right lender and program for your business.

Looking for other SBA lenders? GoSBA Loans works with 75+ SBA lenders nationwide. Contact us to get matched with the best lender for your specific business needs.

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